Bay County property record for 99 N Elevator Rd, Linwood, MI 48634 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,019 sqft · built 1957 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,589 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 040-035-300-020-00 |
| Primary APN | 040-035-300-020-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,019 sqft Living Area |
| 1st Floor Area | 1,019 sqft |
| Basement Area | 1,019 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 99 N ELEVATOR RD |
|---|---|
| City | LINWOOD |
| State | MI |
| Zip | 48634-9315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM ON ELY LI OF MCRR 459 FT NLY OF C/L OF EDWIN ST, TH NLY 250 FT TO C/L OF ROSEBUSH DR. TH SELY ALG C/L TO ESTHER ST. TH S |
| Legal Range | 04E |
| Legal Township | 16N |
| Legal Section | 35 |
| Jurisdiction | BAY MI |
| Township / Civil Division | FRASER |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 286200 |
Source: Bay County records · APN 040-035-300-020-00
Assessment roll updated May 18, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 99 N ELEVATOR RD, LINWOOD, MI 48634-9315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED BAY COMMUNITY CU |
| May 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED BAY COMMUNITY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 99 N ELEVATOR RD, LINWOOD, MI 48634-9315 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 99 NELEVATOR RD, LINWOOD, MI 48634 |
| Document Number | 202112442 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 202112442 |
| Name | UNITED BAY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | BAY CITY, MI 48708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 242 Months |
| Due | Sep 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 99 N ELEVATOR RD, LINWOOD, MI 48634-9315 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202109251 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 202109251 |
| Name | UNITED BAY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | BAY CITY, MI 48706 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Fraser Township |
| Unified School District | Pinconning Area Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,589.00 (+14.07%) Homeowner's exemption | $63,400 (+35.18%) | $126,800 (+35.18%) |
| 2023 | $46,900 | $93,800 | |
| 2022 | $1,393.00 |
Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260172862004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 34 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 16 (1983–2020) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | May 2020, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
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