186 N Elevator Rd, Linwood, MI 48634 Property Records

Bay County property record for 186 N Elevator Rd, Linwood, MI 48634 · Last verified May 2026

Property Highlights

Property Type	Vacant Land > Residential
Lot Size	11,326 sqft (0.26 acres)
Occupancy	Owner Occupied
Tax Bill	$311.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`040-035-400-070-03`

Exterior

Lot Area	11,326 sqft (0.26 acres)

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	186 N ELEVATOR RD
City	LINWOOD
State	MI
Zip	48634-9469
Property Usage	Residential Property Usage
Type	Vacant Land > Residential
Legal Description	COM AT N 1/4 COR, TH S 89?43'35" E 743.05FT, TH S 15?59'50" E 1721.44FT, TH S 16?02'22" E 1834.81FT TO POB; TH S 16?02'22" E
Legal Range	04E
Legal Township	16N
Legal Section	35
Jurisdiction	BAY MI
Minor Civil Division	FRASER
Census Blockgroup	4
Census Block	4006
Census Tract	286200

Owner

Source: Bay County records · APN 040-035-400-070-03

Assessment roll updated May 18, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	186 N LINWOOD BEACH RD, LINWOOD, MI 48634-9472
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Dec 05, 2019
Property Address	186 N ELEVATOR RD, LINWOOD, MI 48634-9469
Document Number	0000016387
Instrument Date	Dec 04, 2019
Instrument	16387
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,472.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	44118 DEEP HOLLOW CIR NORTHVILLE MI 481688413, NORTHVILLE, MI 48168-8413

Mortgage

Document Number	16440
Date	Dec 05, 2019
Instrument	16440

Lender

Name	MMS MTG SVCS
Type	Mortgage Company
Address	FARMINGTON HILLS, MI 48331

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Dec 04, 2049

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Fraser Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$311.00 (+12.68%) Homeowner's exemption	$37,300 (+280.61%)	$74,600 (+280.61%)
2023		$9,800	$19,600
2022	$276.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.