Monroe County property record for 120 N Cedar Bluff Dr, Valmeyer, IL 62295 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,628 sqft · built 2003 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,343 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2021 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-35-481-305-000 |
| Primary APN | 06-35-481-305-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,628 sqft Living Area |
| 1st Floor Area | 1,628 sqft 1st Floor |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 12,197 sqft (0.28 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 558 sqft Driveway |
| Garage Area | 462 sqft Garage |
| Patio Area | 156 sqft Patio |
| Porch | Slab |
| Porch Area | 108 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 120 N CEDAR BLUFF DR |
|---|---|
| City | VALMEYER |
| State | IL |
| Zip | 62295-3236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 305 NEW VALMEYER PHASE 5 |
| Legal Range | 11W |
| Legal Township | 02S |
| Legal Section | 35 |
| Legal Subdivision | NEW VALMEYER PH 05 |
| Legal Lot Number | 305 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 20 |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 600402 |
Source: Monroe County records · APN 06-35-481-305-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 120 N CEDAR BLUFF DR, VALMEYER, IL 62295-3236 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage STATE BANK |
| Aug 03, 2021 | Deed of Trust, Mortgage · Construction Mortgage STATE BANK |
| Mar 22, 2019 | Deed of Trust, Mortgage · Line of Credit STATE BK/WATERLOO |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 120 N CEDAR BLUFF DR, VALMEYER, IL 62295-3236 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000419022 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 419022 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 120 N CEDAR BLUFF DR, VALMEYER, IL 62295-3236 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000418849 |
|---|---|
| Date | Aug 03, 2021 |
| Instrument | 418849 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 120 N CEDAR BLUFF DR, VALMEYER, IL 62295-3236 |
| Document Number | 0000400794 |
| Instrument Date | Mar 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2019 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 120 N CEDAR BLUFF DR VALMEYER IL 622953236, VALMEYER, IL 62295-3236 |
| Document Number | 0000400794 |
|---|---|
| Date | Apr 09, 2019 |
| Instrument | 400794 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 08, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Valmeyer Village |
| Unified School District | Valmeyer Community Unit School District 3 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $81,590 (+37.87%) Land $8,920 Building $72,670 | $244,770 (+37.87%) Land $26,760 Building $218,010 | |
| 2024 | $4,343.00 | ||
| 2022 | Additional exemption filed | $59,180 Land $8,920 Building $50,260 | $177,540 Land $26,760 Building $150,780 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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