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108 N Cedar Bluff Dr, Valmeyer, IL 62295 Property Records

Monroe County property record for 108 N Cedar Bluff Dr, Valmeyer, IL 62295 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,543 sqft · built 2003
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Tax Bill$4,035 (2024)
Deeds & MortgagesSep 2025 Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN06-35-481-307-000

Property Details

APN / Parcel Number

Primary APN06-35-481-307-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,543 sqft Living Area
1st Floor Area1,543 sqft
Basement Area1,543 sqft
Unfinished Basement1,543 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeFrame
Lot Area12,197 sqft (0.28 acres)
Garage Area480 sqft
DrivewayConcrete Driveway
Driveway Area774 sqft

Exterior Amenities

PorchSlab
Porch Area48 sqft
Deck Area100 sqft
Patio Area173 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address108 N CEDAR BLUFF DR
CityVALMEYER
StateIL
Zip62295-3236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 307 NEW VALMEYER PHASE 5
Legal Range11W
Legal Township02S
Legal Section35
Legal SubdivisionNEW VALMEYER PH 05
Legal Lot Number307
JurisdictionMONROE IL
Township / Civil Division20
Census Block Group1
Census Block1073
Census Tract600402

Owner

Source: Monroe County records · APN 06-35-481-307-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address108 N CEDAR BLUFF DR, VALMEYER, IL 62295-3236
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 09, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 29, 2017Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address108 N CEDAR BLUFF DR, VALMEYER, IL 62295-3236
Transaction TypeMortgage
Record UpdatedSep 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000439184
DateSep 09, 2025
Instrument439184
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055
Interest
Rate TypeFixed Rate
Rate10.5%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address108 N CEDAR BLUFF DR, VALMEYER, IL 62295-3236
Document Number0000391407
Instrument DateJul 29, 2017
Transaction TypeMortgage
Record UpdatedSep 13, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address105 N CEDAR BLUFF DR VALMEYER IL 622953239, VALMEYER, IL 62295-3239

Mortgage

Document Number0000391407
DateAug 14, 2017
Instrument391407
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueAug 13, 2047

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityValmeyer Village
Unified School DistrictValmeyer Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$76,230 (+37.7%) Land $8,920 Building $67,310$228,690 (+37.7%) Land $26,760 Building $201,930
2024$4,035.00
2022Additional exemption filed$55,360 Land $8,920 Building $46,440$166,080 Land $26,760 Building $139,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336004021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 42 individual NFIP policies nearby
Nearby Flood Policies42 in force
Nearby Flood Claims5 (1993–2013)
Claims Outside the SFHA2 of 5
Most Recent ClaimApr 2013, other causes, Severe Storms, Straight-line Winds, And Flooding
Claims By Storm
  • Severe Storms & Flooding, Aug 1993 · 3 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 71% of Illinois
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 161 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
HTC HoldingFiber1,000 / 1,000
SpectrumFiber1,000 / 1,000
Wisper ISPFixed Wireless400 / 30
VerizonFixed Wireless300 / 20
HTC HoldingDSL100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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