125 N Cedar Bluff Dr, Valmeyer, IL 62295 Property Records

Monroe County property record for 125 N Cedar Bluff Dr, Valmeyer, IL 62295 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,361 sqft · built 1995
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Sep 2024)
Tax Bill	$4,011 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-35-481-262-000`

Property Details

APN / Parcel Number

Primary APN	`06-35-481-262-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,361 sqft Building Perimeter
1st Floor Area	998 sqft
Basement Area	1,361 sqft
Unfinished Basement	1,361 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	17,860 sqft (0.41 acres)
Garage Area	675 sqft
Driveway	Concrete Driveway
Driveway Area	1,375 sqft

Exterior Amenities

Porch	Slab
Porch Area	312 sqft
Deck Area	117 sqft
Patio Area	361 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	125 N CEDAR BLUFF DR
City	VALMEYER
State	IL
Zip	62295-3239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 262 NEW VALMEYER PHASE 5
Legal Range	11W
Legal Township	02S
Legal Section	35
Legal Subdivision	NEW VALMEYER-PH 5
Legal Lot Number	262
Jurisdiction	MONROE IL
Township / Civil Division	20
Census Block Group	1
Census Block	1072
Census Tract	600402

Owner

Source: Monroe County records · APN 06-35-481-262-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	125 N CEDAR BLUFF DR, VALMEYER, IL 62295-3239
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 08, 2025	Deed of Trust, Mortgage STATE BANK
Dec 04, 2025	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK
Apr 08, 2024	Contract Sale, Transfer
Aug 24, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 03, 2024 · Amount on Record
Deed Sale	Sep 03, 2024 · Amount on Record
Prior Sale	Apr 08, 2024 · Amount on Record
Deed Document Number	2024434443
Prior Transfer Date	Aug 22, 2022
Prior Transfer Doc	0000425779
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	125 N CEDAR BLUFF DR, VALMEYER, IL 62295-3239
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000440409
Date	Dec 08, 2025
Instrument	440409

Lender

Name	STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	125 N CEDAR BLUFF DR, VALMEYER, IL 62295-3239
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000440338
Date	Dec 04, 2025
Instrument	440338

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2055

Interest

Rate Type	Fixed Rate
Rate	6.75%

April 2024: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	MONROE IL
Recording Date	Apr 08, 2024
Property Address	125 N CEDAR BLUFF DR, VALMEYER, IL 62295-3239
Document Number	0000432679
Map Reference	DOC 194648
Instrument Date	Apr 06, 2024
Instrument	432679
Transaction Type	Transfer
Record Updated	May 01, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Aug 24, 2022
Property Address	125 N CEDAR BLUFF DR, VALMEYER, IL 62295-3239
Document Number	0000425779
Map Reference	DOC 194648
Instrument Date	Aug 22, 2022
Instrument	425779
Transaction Type	Transfer
Record Updated	Sep 14, 2022

Transaction

Amount	Amount Recorded
Tax	$82.50
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 COUNTRY TRAIL CT, 12, LAKE ST LOUIS, MO 63367-5834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2369 WEEDEL DR, ARNOLD, MO 63010-2277

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Valmeyer Village
Unified School District	Valmeyer Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$77,520 (+34.23%) Land $8,920 Building $68,600	$232,560 (+34.23%) Land $26,760 Building $205,800
2024	$4,011.00 (+8%)
2022	$3,714.00	$57,750 Land $8,920 Building $48,830	$173,250 Land $26,760 Building $146,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336004021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 42 individual NFIP policies nearby
Nearby Flood Policies	42 in force
Nearby Flood Claims	5 (1993–2013)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Apr 2013, other causes, Severe Storms, Straight-line Winds, And Flooding
Claims By Storm	Severe Storms & Flooding, Aug 1993 · 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 161 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
HTC Holding	Fiber	1,000 / 1,000
Spectrum	Fiber	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
Verizon	Fixed Wireless	300 / 20
HTC Holding	DSL	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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