Lincoln County property record for 120 Michelle Ln, Libby, MT 59923
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,330 sqft · built 2007 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Jul 2014) |
| Tax Bill | $1,668 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Aug 2018 Transfer |
| APN | R5616667 |
| Primary APN | R5616667 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,330 sqft Living Area |
| 1st Floor Area | 1,330 sqft |
| Family Room | Family Room |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 168 sqft |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000050035 |
|---|---|
| Street Address | 120 MICHELLE LN |
| City | LIBBY |
| State | MT |
| Zip | 59923-3024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CREEK VIEW ESTATES, S04, T30 N, R31 W, BLOCK 002, LOT 011, ACRES 0.26, PM 6651 *50035* |
| Legal Range | 31W |
| Legal Township | 30N |
| Legal Section | 04 |
| Legal Subdivision | CREEK VIEW ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | LIBBY |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 200 |
Source: Lincoln County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1602, LIBBY, MT 59923-5000 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC |
| Aug 21, 2018 | Quit Claim Deed, Transfer LINCOLN COUNTY TITLE COMPANY, LINCOLN COUNTY TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2014 · Amount on Record |
| Deed Sale | Jul 15, 2014 · Amount on Record |
| Prior Sale | Jun 4, 2007 · Amount on Record |
| Deed Document Number | 2014252344 |
| Deed Book / Page | 353 / 851 |
| Last Transfer Date | Aug 16, 2018 |
| Transfer Doc | 373/507 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 120 MICHELLE LN, LIBBY, MT 59923-3024 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 391/415 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 391/415 |
| Instrument | 294967 |
| Name | GUARDIAN MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHARDSON, TX 75083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Aug 21, 2018 |
| Property Address | 120 MICHELLE LN, LIBBY, MT 59923-3024 |
| Document Number | 373/507 |
| Book / Page | 373 / 507 |
| Map Reference | PL 7002 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 275634 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | LINCOLN COUNTY TITLE COMPANY, LINCOLN COUNTY TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 210 MELANIE LN, LIBBY, MT 59923-8557 |
Source: Lincoln County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Municipality | Libby City |
| Unified School District | Libby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,668.00 (-30.56%) | $392,800 (+35.49%) | |
| 2025 | $392,800 (+35.49%) Land $56,917 Building $335,883 | ||
| 2023 | $2,402.00 | $289,900 | $289,900 Land $42,030 Building $247,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 12 (1996–2026) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Apr 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LIBBY serves 4,892 people · EPA ID MT0000274 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2025 Treatment failure resolved · Mar 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Western Montana CommunityTel Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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