118 Michelle Ln, Libby, MT 59923 Property Records

Lincoln County property record for 118 Michelle Ln, Libby, MT 59923

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,492 sqft · built 2007
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$4,275 (2026)
Deeds & Mortgages	Sep 2011 Mortgage Jun 2007 Mortgage + 11 more
APN	`R5616668`

Property Details

APN / Parcel Number

Primary APN	`R5616668`
Alternative APNs	`56-4175-04-1-09-16-0000` `0000050036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,492 sqft Living Area
1st Floor Area	1,492 sqft
Family Room	Family Room

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	49 sqft
Deck Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000050036
Street Address	118 MICHELLE LN
City	LIBBY
State	MT
Zip	59923-3024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEK VIEW ESTATES, S04, T30 N, R31 W, BLOCK 2, ACRES 0.23, LOT 12 PM 6651
Legal Range	31W
Legal Township	30N
Legal Section	04
Legal Subdivision	CREEK VIEW ESTATES
Legal Block	2
Legal Lot Number	12
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	1
Census Block	1043
Census Tract	200

Owner

118 Michelle Ln is owned by an individual who acquired it in February 2026.

Source: Lincoln County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	115 W CEDAR ST, LIBBY, MT 59923-2608
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2011	Deed of Trust, Mortgage GLACIER BANK
Jun 8, 2007	Deed of Trust, Mortgage GLACIER BANK
Apr 30, 2013	Deed of Trust, Mortgage FIRST MONTANA BANK INC
Aug 3, 2011	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Feb 27, 2007	Deed of Trust, Mortgage LEVI J THOMPSON
Apr 30, 2013	Deed of Trust, Mortgage · Line of Credit FIRST MONTANA BANK INC
Feb 6, 2026	Warranty Deed, Transfer FLYING S T&E OF MT INC
Mar 5, 2024	Intrafamily Transfer, Transfer
Aug 26, 2022	Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jul 5, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST CLASS MORTGAGE
Jun 29, 2015	Warranty Deed, Transfer · FHA Mortgage DUBUQUE BANK & TRUST CO
Jun 1, 2007	Warranty Deed, Transfer LINCOLN COUNTY TITLE COMPANY, LINCOLN COUNTY TITLE CO
Jan 30, 2007	Warranty Deed, Transfer LINCOLN COUNTY TITLE COMPANY, LINCOLN COUNTY TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2026
Deed Sale	Feb 6, 2026
Prior Sale	Aug 26, 2022
Deed Document Number	2026319534
Deed Book / Page	413 / 684
Prior Transfer Date	Jan 31, 2024
Prior Transfer Doc	000404/966
Record Updated	Oct 29, 2026

September 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	118 MICHELLE LN, LIBBY, MT 59923-3024
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	LINCOLN COUNTY TITLE COMPANY, LINCOLN COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000338/876
Date	Sep 26, 2011
Book Page	338/876
Instrument	234851

Lender

Name	GLACIER BANK
Type	Bank
Address	LIBBY, MT 59923

Agreement

Amount	Amount on Record

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	118 MICHELLE LN, LIBBY, MT 59923-3024
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	LINCOLN COUNTY TITLE COMPANY, LINCOLN COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000312/537
Date	Jun 8, 2007
Book Page	312/537
Instrument	203519

Lender

Name	GLACIER BANK
Type	Bank
Address	LIBBY, MT 59923

Agreement

Amount	Amount on Record

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	118 MICHELLE LN, LIBBY, MT 59923-3024
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000347/629
Date	Apr 30, 2013
Book Page	347/629
Instrument	244855

Lender

Name	FIRST MONTANA BANK INC
Type	Non-Lending Institution
Address	LIBBY, MT 59923

Agreement

Amount	Amount on Record

August 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	118 MICHELLE LN, LIBBY, MT 59923-3024
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	LINCOLN COUNTY TITLE COMPANY, LINCOLN COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000338/135
Date	Aug 3, 2011
Book Page	338/135
Instrument	234041

Lender

Name	GLACIER BANK
Type	Bank
Address	LIBBY, MT 59923

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	118 MICHELLE LN, LIBBY, MT 59923-3024
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	LINCOLN COUNTY TITLE COMPANY, LINCOLN COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000310/526
Date	Feb 27, 2007
Book Page	310/526
Instrument	201247

Lender

Name	LEVI J THOMPSON
Type	Private Party
Address	PO BOX 449, LIBBY, MT 59923

Agreement

Amount	Amount on Record
Term	3 Months
Due	May 30, 2007

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	118 MICHELLE LN, LIBBY, MT 59923-3024
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000347/630
Date	Apr 30, 2013
Book Page	347/630
Instrument	244856

Lender

Name	FIRST MONTANA BANK INC
Type	Non-Lending Institution
Address	LIBBY, MT 59923

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Feb 6, 2026
Property Address	118 MICHELLE LN, LIBBY, MT 59923-3024
Document Number	000413/684
Book / Page	413 / 684
Map Reference	PL 6651
Instrument Date	Feb 6, 2026
Instrument	319534
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FLYING S T&E OF MT INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 W CEDAR ST, LIBBY, MT 59923-2608

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MT
Recording Date	Mar 5, 2024
Property Address	118 MICHELLE LN, LIBBY, MT 59923-3024
Document Number	000404/966
Book / Page	404 / 966
Instrument Date	Jan 31, 2024
Instrument	309604
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	806 WINGATE DR, WEST MEMPHIS, AR 72301-2815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 MICHELLE LN, LIBBY, MT 59923-3024
Investor	Possibly a Property Investor

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Aug 26, 2022
Property Address	118 MICHELLE LN, LIBBY, MT 59923-3024
Document Number	000398/421
Book / Page	398 / 421
Instrument Date	Aug 26, 2022
Instrument	302411
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 MICHELLE LN, LIBBY, MT 59923-3024

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1214 VINAL LAKE RD, TROY, MT 59935-9885
Investor	Possibly a Property Investor

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Jul 5, 2019
Property Address	118 MICHELLE LN, LIBBY, MT 59923-3024
Document Number	000377/763
Book / Page	377 / 763
Instrument Date	Jul 5, 2019
Instrument	280385
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL CO MT INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 MICHELLE LN, LIBBY, MT 59923-3024

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 245, LIBBY, MT 59923-0245
Investor	Possibly a Property Investor

Mortgage

Document Number	0000280386
Date	Jul 5, 2019
Instrument	280386

Lender

Name	FIRST CLASS MORTGAGE
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

June 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Jun 29, 2015
Property Address	118 MICHELLE LN, LIBBY, MT 59923-3024
Document Number	000358/295
Book / Page	358 / 295
Instrument Date	Jun 28, 2015
Instrument	257908
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 449, LIBBY, MT 59923-0449

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 MICHELLE LN, LIBBY, MT 59923-3024

Mortgage

Document Number	0000257909
Date	Jun 29, 2015
Instrument	257909

Lender

Name	DUBUQUE BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2045

June 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Jun 1, 2007
Property Address	118 MICHELLE LN, LIBBY, MT 59923-3024
Document Number	000312/395
Book / Page	312 / 395
Instrument Date	May 31, 2007
Instrument	203362
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	LINCOLN COUNTY TITLE COMPANY, LINCOLN COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 449, LIBBY, MT 59923-0449

January 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Jan 30, 2007
Property Address	118 MICHELLE LN, LIBBY, MT 59923-3024
Document Number	0000310/78
Book / Page	310 / 78
Instrument Date	Jan 23, 2007
Instrument	200662
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	LINCOLN COUNTY TITLE COMPANY, LINCOLN COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 449, LIBBY, MT 59923-0449

Tax Assessment & Valuation

The 2026 property tax bill for 118 Michelle Ln was $4,275, up 177.1% from the year before.

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Municipality	Libby City
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,275.00 (+177.06%)	$407,900 (-)
2025	$1,543.00	$407,900	$407,900 Land $54,042 Building $353,858
2023	$2,584.00	$311,900	$311,900 Land $41,508 Building $270,392

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 118 Michelle Ln; there have been 12 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1996–2026)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Apr 2026
Claims by Event	Severe Storms, Flooding, And Ice Jams, Feb 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Michelle Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIBBY serves 4,892 people · EPA ID MT0000274
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2025 Treatment failure resolved · Mar 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Western Montana CommunityTel Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20