Lincoln County property record for 117 Michelle Ln, Libby, MT 59923
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,160 sqft · built 2007 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $158,802 (Apr 2012) |
| Tax Bill | $1,340 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2018 Mortgage |
| APN | R5616728 |
| Primary APN | R5616728 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,160 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 75 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000050173 |
|---|---|
| Street Address | 117 MICHELLE LN |
| City | LIBBY |
| State | MT |
| Zip | 59923-3024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CREEK VIEW ESTATES, S04, T30 N, R31 W, BLOCK 002, LOT 005, ACRES 0.24, PM 6651 *50173* |
| Legal Range | 31W |
| Legal Township | 30N |
| Legal Section | 04 |
| Legal Subdivision | CREEK VIEW ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | LIBBY |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 200 |
Source: Lincoln County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 117 MICHELLE LN, LIBBY, MT 59923-3024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Jan 18, 2018 | Deed of Trust, Mortgage · FHA Mortgage CONGRESSIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2012 · Amount on Record |
| Deed Sale | Apr 19, 2012 · Amount on Record |
| Prior Sale | Aug 7, 2008 · Amount on Record |
| Deed Document Number | 2012238241 |
| Deed Book / Page | 341 / 913 |
| Prior Transfer Date | Feb 23, 2007 |
| Prior Transfer Doc | 000310/554 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Jul 22, 2026 |
| Property Address | 117 MICHELLE LN, LIBBY, MT 59923-3024 |
| Document Number | 0000322090 |
| Book / Page | 415 / 884 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 2026322090 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 117 MICHELLE LN, LIBBY, MT 59923-3024 |
| Document Number | 0000322090, |
|---|---|
| Date | Jul 22, 2026 |
| Book Page | 415/884 |
| Instrument | 2026322090 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 259 Months |
| Due | Feb 1, 2048 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 117 MICHELLE LN, LIBBY, MT 59923-3024 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | RESOURCE TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 000370/789 |
|---|---|
| Date | Jan 18, 2018 |
| Book Page | 370/789 |
| Instrument | 272382 |
| Name | CONGRESSIONAL BANK |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20817 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
Source: Lincoln County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Municipality | Libby City |
| Unified School District | Libby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,340.00 (+12.32%) | $319,600 (-) | |
| 2025 | $1,193.00 (-44.33%) | $319,600 (+23.59%) | $319,600 (+23.59%) Land $54,999 Building $264,601 |
| 2023 | $2,143.00 | $258,600 | $258,600 Land $41,682 Building $216,918 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 12 (1996–2026) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Apr 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LIBBY serves 4,892 people · EPA ID MT0000274 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2025 Treatment failure resolved · Mar 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Western Montana CommunityTel Cable | 1,000 / 50 |
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