120 High St, Derby, CT 06418 Property Records

Derby City property record for 120 High St, Derby, CT 06418

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,268 sqft · built 1989
Lot Size0.49 acres (21,344 sqft)
OwnerIndividual Name on Record
Last Sale$204,000 (Nov 2012)
Tax Bill$9,832 (2026)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNDERB M:6 B:8 L:49A

Property Details

APN / Parcel Number

Primary APNDERB M:6 B:8 L:49A
Alternative APNs
  • 005307
  • 9800
  • 5307

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,268 sqft Living Area
1st Floor Area1,268 sqft
Basement Area1,144 sqft
Unfinished Basement344 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area21,344 sqft (0.49 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number5307
Street Address120 HIGH ST
CityDERBY
StateCT
Zip06418-2072
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal Block8
Legal Lot Number49A
JurisdictionDERBY CT
Township / Civil DivisionDERBY
Census Block Group4
Census Block4006
Census Tract120100

Owner

Source: Derby City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address120 HIGH ST, DERBY, CT 06418-2072
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2012 · Amount on Record
Deed SaleNov 9, 2012 · Amount on Record
Prior SaleMar 30, 2005 · Amount on Record
Deed Book / Page660 / 165
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDERBY CT
Property Address120 HIGH ST, DERBY, CT 06418-2072
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000851-89
DateJun 11, 2021
Book Page851/89
Instrument1129
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term253 Months
DueJul 1, 2042

Tax Assessment & Valuation

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityDerby City
Unified School DistrictDerby School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,832.00 (+38.05%)$255,780 (+55.16%) Land $45,220 Building $210,560$381,732 (+230.8%)
2025$7,122.00$164,850 (-) Land $42,050 Building $122,800$115,395 Land $29,435 Building $85,960
2024$7,122.00 (+11.93%)
2023$6,363.00$164,850 (-) Land $42,000 Building $122,850
2022$6,363.00$164,850 Land $42,000 Building $122,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 92% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL WATER AUTHORITY
serves 418,900 people · EPA ID CT0930011
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on High St

Nearby Streets

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