108 High St, Derby, CT 06418 Property Records

Derby City property record for 108 High St, Derby, CT 06418

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,670 sqft · built 1870
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Jun 2010)
Tax Bill	$9,022 (2026)
Deeds & Mortgages	Jan 2018 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DERB M:6 B:8 L:47`

Property Details

APN / Parcel Number

Primary APN	`DERB M:6 B:8 L:47`
Alternative APNs	`001105` `6967` `1105`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,670 sqft Living Area
1st Floor Area	1,670 sqft
Basement Area	432 sqft
Unfinished Basement	432 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	19,166 sqft (0.44 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	1105
Street Address	108 HIGH ST
City	DERBY
State	CT
Zip	06418-2072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	8
Legal Lot Number	47
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	4
Census Block	4006
Census Tract	120100

Owner

Source: Derby City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 HIGH ST, DERBY, CT 06418-2072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2018	Deed of Trust, Mortgage TCF BANK
Nov 15, 2017	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2010 · Amount on Record
Deed Sale	Jun 22, 2010 · Amount on Record
Deed Book / Page	607 / 264
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	108 HIGH ST, DERBY, CT 06418-2072
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	770-304
Date	Jan 19, 2018
Book Page	770/304

Lender

Name	TCF BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	108 HIGH ST, DERBY, CT 06418-2072
Document Number	767-238
Book / Page	000767 / 000238
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 HIGH ST DERBY CT 064182072, DERBY, CT 06418-2072

Mortgage

Document Number	767-238
Date	Nov 15, 2017
Book Page	000767/000238

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2047

Tax Assessment & Valuation

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,022.00 (+14.89%)	$234,710 (+29.11%) Land $44,940 Building $189,770	$350,538 (+175.47%)
2025	$7,853.00	$181,790 (-) Land $41,090 Building $140,700	$127,253 Land $28,763 Building $98,490
2024	$7,853.00 (+11.91%)
2023	$7,017.00	$181,790 (-) Land $41,090 Building $140,700
2022	$7,017.00	$181,790 Land $41,090 Building $140,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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