118 High St, Derby, CT 06418 Property Records

Derby City property record for 118 High St, Derby, CT 06418

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,228 sqft · built 1989
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Sep 2004)
Tax Bill	$9,558 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`DERB M:6 B:8 L:49B`

Property Details

APN / Parcel Number

Primary APN	`DERB M:6 B:8 L:49B`
Alternative APNs	`005308` `9801` `5308`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,228 sqft Living Area
1st Floor Area	1,228 sqft
Basement Area	1,144 sqft
Unfinished Basement	664 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	27,878 sqft (0.64 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	5308
Street Address	118 HIGH ST
City	DERBY
State	CT
Zip	06418-2072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	8
Legal Lot Number	49B
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	4
Census Block	4006
Census Tract	120100

Owner

Source: Derby City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 HIGH ST, DERBY, CT 06418-2072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage MANUFACTURERS BANK AND TRUST COMPANY
Aug 31, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2004 · Amount on Record
Deed Sale	Sep 16, 2004 · Amount on Record
Prior Sale	Aug 7, 2001 · Amount on Record
Deed Book / Page	413 / 52
Last Transfer Date	Aug 11, 2022
Transfer Doc	0000891-23
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Recording Date	Jun 18, 2026
Property Address	118 HIGH ST, DERBY, CT 06418-2072
Document Number	0000000670
Book / Page	972 / 24
Instrument Date	May 27, 2026
Instrument	2026670
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 HIGH ST, DERBY, CT 06418-2072

Mortgage

Document Number	0000000670,
Date	Jun 18, 2026
Book Page	972/24
Instrument	2026670

Lender

Name	MANUFACTURERS BANK AND TRUST COMPANY

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DERBY CT
Recording Date	Aug 31, 2022
Property Address	118 HIGH ST, DERBY, CT 06418-2072
Document Number	0000891-23
Book / Page	891 / 23
Instrument Date	Aug 11, 2022
Instrument	1463
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 HIGH ST, DERBY, CT 06418-2072

Tax Assessment & Valuation

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,558.00 (+36.41%)	$248,640 (+53.3%) Land $45,990 Building $202,650	$386,567 (+240.49%)
2025	$7,007.00	$162,190 (-) Land $44,690 Building $117,500	$113,533 Land $31,283 Building $82,250
2024	$7,007.00 (+11.92%)
2023	$6,261.00	$162,190 (-) Land $44,660 Building $117,530
2022	$6,261.00	$162,190 Land $44,660 Building $117,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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