120 Founders Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 120 Founders Dr, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,264 sqft · built 1998
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$1,053,000 (May 2026)
Tax Bill	$3,731 (2025)
Deeds & Mortgages	May 2026 Sale Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9566522900`

Property Details

APN / Parcel Number

Primary APN	`9566522900`
Alternative APNs	`00956652290055` `9956658`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	3,264 sqft Heated Area
1st Floor Area	1,978 sqft
Upper Floors Area	198 sqft
Basement Area	1,088 sqft
Finished Basement	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)
Garage Area	613 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	250 sqft
Deck Area	350 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	9956658
Street Address	120 FOUNDERS DR
City	FLAT ROCK
State	NC
Zip	28731-9568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9956658~R-
Legal Description	GLENROY HEIGHTS AT KENMURE LO139 PHIV SEH PL1995-2040
Legal Subdivision	GLENROY HEIGHTS AT KENMURE
Legal Phase	4
Legal Block	52
Legal Lot Number	2900
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	2
Census Block	2000
Census Tract	931500

Owner

120 Founders Dr is owned by two individuals who bought it in May 2026.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2548 ROYAL PALM WAY, WESTON, FL 33327-1505
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 19, 2017	Warranty Deed, Transfer BANK OF AMERICA
Jul 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2026 · Amount on File
Deed Sale	May 14, 2026 · Amount on File
Prior Sale	Oct 19, 2017 · Amount on File
Deed Document Number	20261049321
Deed Book / Page	4438 / 120
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	May 14, 2026
Property Address	120 FOUNDERS DR, FLAT ROCK, NC 28731-9568
Document Number	0044380120
Book / Page	4438 / 120
Instrument Date	May 14, 2026
Instrument	20261049321
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$212,706.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2548 ROYAL PALM WAY, WESTON, FL 33327-1505

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	120 FOUNDERS DR, FLAT ROCK, NC 28731-9568
Transaction Type	Mortgage
Record Updated	Dec 19, 2022
Title Company	PRIORITY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038350285
Date	Dec 10, 2021
Book Page	3835/285
Instrument	969277

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Oct 19, 2017
Property Address	120 FOUNDERS DR, FLAT ROCK, NC 28731-9568
Document Number	0031170583
Book / Page	003117 / 000583
Instrument Date	Oct 19, 2017
Instrument	872262
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 FOUNDERS DR FLAT ROCK NC 287319568, FLAT ROCK, NC 28731-9568

Mortgage

Document Number	31170586
Date	Oct 19, 2017
Book Page	003117/000586
Instrument	872263

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	120 FOUNDERS DR, FLAT ROCK, NC 28731-9568
Document Number	0030830173
Book / Page	003083 / 000173
Instrument Date	Jul 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 11, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 WILLIAMS MEADOW LOOP HENDERSONVILLE NC 287396395, HENDERSONVILLE, NC 28739-6395

Mortgage

Document Number	0030830173
Date	Jul 26, 2017
Book Page	003083/000173
Instrument	867339

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 120 Founders Dr was $3,731.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Flat Rock Village
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$865,800 (-) Land $91,200 Building $774,600
2025	$3,731.00	$865,800 Land $91,200 Building $774,600
2023		$865,800 Land $91,200 Building $774,600	$865,800 Land $91,200 Building $774,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Founders Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 individual policies
Nearby Flood Policies	22 units insured incl. 12 condo units
Nearby Flood Claims	1 (2018)
Most Recent Claim	Oct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Founders Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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