Henderson County property record for 128 Founders Dr, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5.5 ba · 4,992 sqft · built 2001 |
| Lot Size | 1.93 acres (84,071 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $7,721 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9566426378 |
| Primary APN | 9566426378 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,992 sqft Heated Area |
| 1st Floor Area | 3,092 sqft |
| Upper Floors Area | 1,237 sqft |
| Basement Area | 1,608 sqft |
| Finished Basement | 836 sqft |
| Unfinished Basement | 772 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 84,071 sqft (1.93 acres) |
| Garage Area | 897 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 291 sqft |
| Deck Area | 317 sqft |
| Patio Area | 522 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9966650 |
|---|---|
| Street Address | 128 FOUNDERS DR |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-9568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9966650~R- |
| Legal Description | KENMURE LO143 PHIV PL2000-3433 |
| Legal Subdivision | KENMURE (2271) |
| Legal Phase | 4 |
| Legal Block | 42 |
| Legal Lot Number | 6378 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | HENDERSONVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 931500 |
128 Founders Dr is held in a trust since October 2024.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 18435 PENINSULA COVE LN, CORNELIUS, NC 28031-7748 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 17, 2024 |
| Transfer Doc | 0042180310 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 128 Founders Dr was $7,721.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Flat Rock Village |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,791,500 (-) Land $191,200 Building $1,600,300 | ||
| 2025 | $7,721.00 | $1,791,500 Land $191,200 Building $1,600,300 | |
| 2023 | $1,786,100 Land $191,200 Building $1,594,900 | $1,791,500 Land $191,200 Building $1,600,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 128 Founders Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 individual policies |
| Nearby Flood Policies | 22 units insured incl. 12 condo units |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Oct 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 Founders Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
5G (outdoors only) and 4G LTE
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