115 Founders Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 115 Founders Dr, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,586 sqft · built 2001
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Trust Names on File
Last Sale	$905,000 (Jul 2022)
Tax Bill	$4,056 (2025)
Deeds & Mortgages	Apr 2026 Sale Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9566523621`

Property Details

APN / Parcel Number

Primary APN	`9566523621`
Alternative APNs	`00956652362155` `9963981`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	3,586 sqft Heated Area
1st Floor Area	2,140 sqft
Basement Area	1,271 sqft
Finished Basement	1,047 sqft
Unfinished Basement	224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Mixed
Garage Area	1,121 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	352 sqft
Deck Area	151 sqft
Patio Area	360 sqft
Balcony Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9963981
Street Address	115 FOUNDERS DR
City	FLAT ROCK
State	NC
Zip	28731-9568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9963981~R-
Legal Description	KENMURE LO35 SEH PL1999-3026
Legal Subdivision	KENMURE (2271)
Legal Block	52
Legal Lot Number	3621
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	2
Census Block	2004
Census Tract	931500

Owner

115 Founders Dr is owner-occupied and held in a trust since April 2026.

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	115 FOUNDERS DR, FLAT ROCK, NC 28731-9568
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 27, 2022	Warranty Deed, Transfer · Conventional Mortgage BNY MELLON NA
Jun 23, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2022 · Amount on File
Deed Sale	Jul 27, 2022 · Amount on File
Prior Sale	Jun 23, 2017 · Amount on File
Deed Document Number	2022983857
Deed Book / Page	3943 / 188
Last Transfer Date	Apr 6, 2026
Transfer Doc	0001047123
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Apr 6, 2026
Property Address	115 FOUNDERS DR, FLAT ROCK, NC 28731-9568
Document Number	0001047123
Book / Page	4420 / 209
Instrument Date	Apr 6, 2026
Instrument	20261047123
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	115 FOUNDERS DR, FLAT ROCK, NC 28731-9568

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jul 27, 2022
Property Address	115 FOUNDERS DR, FLAT ROCK, NC 28731-9568
Document Number	0039430188
Book / Page	3943 / 188
Map Reference	SL 3026
Instrument Date	Jul 27, 2022
Instrument	983857
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2189 CALUSA LAKES BLVD, 2189, NOKOMIS, FL 34275-5348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 BELMONT DR, BLUFFTON, SC 29910-8800

Mortgage

Document Number	0000983858
Date	Jul 27, 2022
Instrument	983858

Lender

Name	BNY MELLON NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jun 23, 2017
Property Address	115 FOUNDERS DR, FLAT ROCK, NC 28731-9568
Document Number	0030700117
Book / Page	3070 / 117
Instrument Date	Jun 8, 2017
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 FOUNDERS DR, FLAT ROCK, NC 28731-9568

Mortgage

Document Number	0030700122
Date	Jun 23, 2017
Book Page	3070/122

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 115 Founders Dr was $4,056.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Flat Rock Village
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,061,800 (+12.83%) Land $112,600 Building $949,200
2025	$4,056.00	$941,100 Land $112,600 Building $828,500
2023		$906,900 Land $112,600 Building $794,300	$1,061,800 Land $112,600 Building $949,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Founders Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 individual policies
Nearby Flood Policies	22 units insured incl. 12 condo units
Nearby Flood Claims	1 (2018)
Most Recent Claim	Oct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Founders Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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