Monroe County property record for 120 Fairway Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 2,004 sqft · built 1995 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $7,163 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-449-025-000 |
| Primary APN | 08-19-449-025-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,004 sqft Living Area |
| 1st Floor Area | 2,004 sqft |
| Basement Area | 2,004 sqft |
| Unfinished Basement | 2,004 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Area | 1,083 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 153 sqft |
| Patio Area | 444 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 120 FAIRWAY DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1584 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 25 EAST RIDGE 5 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | EAST RIDGE |
| Legal Lot Number | 25 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 26 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 600401 |
120 Fairway Dr is owner-occupied and held in a trust since September 2023.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 120 FAIRWAY DR, WATERLOO, IL 62298-1584 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 27, 2023 |
| Transfer Doc | 0000430715 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Sep 29, 2023 |
| Property Address | 120 FAIRWAY DR, WATERLOO, IL 62298-1584 |
| Document Number | 0000430715 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 430715 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 120 FAIRWAY DR, WATERLOO, IL 62298-1584 |
The 2025 property tax bill for 120 Fairway Dr was $7,163 with a homeowner's exemption, up 6.7% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,163.00 (+6.74%) Homeowner's exemption | $127,940 Land $16,740 Building $111,200 | $383,820 Land $50,220 Building $333,600 |
| 2024 | $6,711.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $91,150 (+1.64%) Land $15,370 Building $75,780 | $273,450 (+1.64%) Land $46,110 Building $227,340 |
| 2021 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $89,680 Land $12,980 Building $76,700 | $269,040 Land $38,940 Building $230,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Fairway Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 120 Fairway Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: ClearWave, Wisper ISP.
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