Monroe County property record for 118 Fairway Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 2,367 sqft · built 2006 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Company Name on Record |
| Last Sale | $395,000 (May 2022) |
| Tax Bill | $8,050 (2025) |
| Deeds & Mortgages | May 2022 Sale Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-449-026-000 |
| Primary APN | 08-19-449-026-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,367 sqft Living Area |
| 1st Floor Area | 2,367 sqft |
| Basement Area | 2,367 sqft |
| Unfinished Basement | 2,367 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Area | 626 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 840 sqft |
| Porch | Slab |
| Porch Area | 445 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 118 FAIRWAY DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1584 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 26 EAST RIDGE 5 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | EAST RIDGE |
| Legal Lot Number | 26 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 26 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 600401 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 118 FAIRWAY DR, WATERLOO, IL 62298-1584 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 4, 2022 | Warranty Deed, Transfer |
| Jan 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2022 · Amount on Record |
| Deed Sale | May 4, 2022 · Amount on Record |
| Deed Document Number | 2022424109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 4, 2022 |
| Property Address | 118 FAIRWAY DR, WATERLOO, IL 62298-1584 |
| Document Number | 0000424109 |
| Instrument Date | May 4, 2022 |
| Instrument | 424109 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $592.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 FAIRWAY DR, WATERLOO, IL 62298-1584 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 118 FAIRWAY DR, WATERLOO, IL 62298-1584 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000422246 |
|---|---|
| Date | Jan 21, 2022 |
| Instrument | 422246 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,050.00 (+2.03%) Homeowner's exemption | $142,480 (+26.8%) Land $16,650 Building $125,830 | $427,440 (+26.8%) Land $49,950 Building $377,490 |
| 2024 | $7,890.00 | ||
| 2022 | Additional exemption filed | $112,370 Land $15,330 Building $97,040 | $337,110 Land $45,990 Building $291,120 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: ClearWave, Wisper ISP.
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