115 Fairway Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 115 Fairway Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,720 sqft · built 2017
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$222,000 (Dec 2017)
Tax Bill	$6,366 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-19-449-008-000`

Property Details

APN / Parcel Number

Primary APN	`08-19-449-008-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,720 sqft Living Area
1st Floor Area	1,720 sqft
Basement Area	1,720 sqft
Unfinished Basement	1,720 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	10,454 sqft (0.24 acres)
Garage Area	552 sqft
Porch	Porch
Porch Area	137 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	115 FAIRWAY DR
City	WATERLOO
State	IL
Zip	62298-1583
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 8 EAST RIDGE 5
Legal Range	09W
Legal Township	02S
Legal Section	19
Legal Subdivision	EAST RIDGE
Legal Lot Number	8
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	1
Census Block	1006
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 FAIRWAY DR, WATERLOO, IL 62298-1583
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK
Dec 14, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATE BK/WATERLOO
Sep 20, 2017	Trustee's Deed, Construction Loan · Line of Credit BANK OF EDWARDSVILLE
Jun 30, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2017 · Amount on Record
Deed Sale	Dec 14, 2017 · Amount on Record
Deed Document Number	2017393436
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	115 FAIRWAY DR, WATERLOO, IL 62298-1583
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000411921
Date	Oct 22, 2020
Instrument	411921

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Dec 14, 2017
Property Address	115 FAIRWAY DR, WATERLOO, IL 62298-1583
Document Number	0000393436
Instrument Date	Dec 13, 2017
Instrument	393436
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$333.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4816 OAK FALLS DR WATERLOO IL 622983069, WATERLOO, IL 62298-3069

Mortgage

Document Number	393437
Date	Dec 14, 2017
Instrument	393437

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2047

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONROE IL
Recording Date	Sep 20, 2017
Property Address	115 FAIRWAY DR, WATERLOO, IL 62298-1583
Instrument Date	Sep 20, 2017
Instrument	392044
Transaction Type	Construction Loan
Record Updated	Oct 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2136 WILLIAMBURG LN WATERLOO IL 62298, WATERLOO, IL 62298

Mortgage

Document Number	0000392044
Date	Sep 20, 2017
Instrument	392044

Lender

Name	BANK OF EDWARDSVILLE
Type	Bank
Address	GLEN CARBON, IL 62034

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.25%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jun 30, 2017
Property Address	115 FAIRWAY DR, WATERLOO, IL 62298-1583
Document Number	0000390705
Instrument Date	Jun 30, 2017
Instrument	390705
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$50.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	136 WILLIAMSBURG LN WATERLOO IL 622982000, WATERLOO, IL 62298-2000

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,366.00 (+2.41%) Homeowner's exemption	$110,090 (+17.92%) Land $16,520 Building $93,570	$330,270 (+17.92%) Land $49,560 Building $280,710
2024	$6,216.00
2022	Additional exemption filed	$93,360 Land $15,230 Building $78,130	$280,080 Land $45,690 Building $234,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Wisper ISP.

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