Gloucester County and Clayton Borough property record for 120 E North St, Clayton, NJ 08312
| Property Type | Single Family Home |
|---|---|
| Details | 1,008 sqft · built 1988 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Jan 2020) |
| Tax Bill | $6,782 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-01511-0000-00007-01 |
| Primary APN | 01-01511-0000-00007-01 |
|---|---|
| Alternative APN |
|
| Building Area | 1,008 sqft Living Area |
|---|
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 204 ft deep x 50 ft wide |
| Street Address | 120 E NORTH ST |
|---|---|
| City | CLAYTON |
| State | NJ |
| Zip | 08312-1258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Block | 1511 |
| Legal Lot Number | 7.1 |
| Jurisdiction | GLOUCESTER NJ |
| Township / Civil Division | CLAYTON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 501501 |
120 E North St is owned and occupied by two individuals who bought it in January 2020.
Source: Gloucester County and Clayton Borough records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 E NORTH ST, CLAYTON, NJ 08312-1258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC FIRST BANK |
| Jan 23, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage REPUBLIC FIRST BANK |
| Oct 22, 2019 | Trustee's Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2020 · Amount on File |
| Deed Sale | Jan 23, 2020 · Amount on File |
| Prior Sale | Oct 22, 2019 |
| Deed Document Number | 20203156 |
| Deed Book / Page | 6229 / 217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 120 E NORTH ST, CLAYTON, NJ 08312-1258 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | NATIONAL INTEGRITY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000018802 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 16837/154 |
| Instrument | 18802 |
| Name | REPUBLIC FIRST BANK |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Jan 23, 2020 |
| Property Address | 120 E NORTH ST, CLAYTON, NJ 08312-1258 |
| Document Number | 0000003156 |
| Book / Page | 06229 / 217 |
| Instrument Date | Jan 13, 2020 |
| Instrument | 03156 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Title Company | BRENNAN TITLE ABSTRACT LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 120 E NORTH ST, CLAYTON, NJ 08312-1258 |
| Document Number | 0000003158 |
|---|---|
| Date | Jan 23, 2020 |
| Instrument | 03158 |
| Name | REPUBLIC FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Oct 22, 2019 |
| Property Address | 120 E NORTH ST, CLAYTON, NJ 08312-1258 |
| Document Number | 0000040167 |
| Book / Page | 006179 / 000286 |
| Instrument Date | Oct 2, 2019 |
| Instrument | 40167 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 19, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 120 E North St was $6,782, up 3.8% from the year before.
Source: Gloucester County and Clayton Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Gloucester County |
| Municipality | Clayton Borough |
| Unified School District | Clayton Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $298,200 (+12.95%) Land $56,500 Building $241,700 | $298,200 (+12.95%) Land $56,500 Building $241,700 | |
| 2025 | $6,782.00 (+3.8%) | $264,000 Land $56,500 Building $207,500 | $264,000 Land $56,500 Building $207,500 |
| 2024 | $6,534.00 | ||
| 2023 | $112,600 Land $33,500 Building $79,100 | $112,600 Land $33,500 Building $79,100 | |
| 2022 | $4,500.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 E North St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 16, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 120 E North St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF CLAYTON serves 8,179 people · EPA ID NJ0801001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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