118 E North St, Clayton, NJ 08312 Property Records

Gloucester County and Clayton Borough property record for 118 E North St, Clayton, NJ 08312

Property Summary

Property Type	Single Family Home
Details	1,104 sqft · built 1988
Lot Size	0.237 acres (10,302 sqft)
Owner	Individual Name on File
Last Sale	$71,550 (Jul 1998)
Tax Bill	$6,664 (2025)
Deeds & Mortgages	Feb 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-01511-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`01-01511-0000-00006`
Alternative APNs	`0100041F00023` `010151100006`

Interior

Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Lot Area	10,302 sqft (0.237 acres)
Lot Dimensions	204 ft deep x 50.4 ft wide

Location & Zoning

Old Parcel Number	0100041F00023
Street Address	118 E NORTH ST
City	CLAYTON
State	NJ
Zip	08312-1258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Block	1511
Legal Lot Number	6
Jurisdiction	GLOUCESTER NJ
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2009
Census Tract	501501

Owner

118 E North St is owned and occupied by an individual who acquired it in January 2024.

Source: Gloucester County and Clayton Borough records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	118 E NORTH ST, CLAYTON, NJ 08312-1258
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 1998 · Amount on File
Deed Sale	Jul 23, 1998 · Amount on File
Deed Document Number	199823660
Deed Book / Page	2897 / 172
Last Transfer Date	Jan 30, 2024
Transfer Doc	0000004394
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER NJ
Recording Date	Feb 14, 2024
Property Address	118 E NORTH ST, CLAYTON, NJ 08312-1258
Document Number	0000004394
Book / Page	6970 / 258
Instrument Date	Jan 30, 2024
Instrument	4394
Transaction Type	Transfer
Record Updated	Feb 28, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 E NORTH ST, CLAYTON, NJ 08312-1258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E NORTH ST, CLAYTON, NJ 08312-1258

Mortgage

Document Number	0000004395
Date	Feb 14, 2024
Instrument	4395

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 118 E North St was $6,664, up 3.8% from the year before.

Source: Gloucester County and Clayton Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Gloucester County
Municipality	Clayton Borough
Unified School District	Clayton Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,700 (+18.62%) Land $57,000 Building $250,700	$307,700 (+18.62%) Land $57,000 Building $250,700
2025	$6,664.00 (+3.8%)	$259,400 Land $57,000 Building $202,400	$259,400 Land $57,000 Building $202,400
2024	$6,420.00
2023		$126,500 (-) Land $34,500 Building $92,000	$126,500 (-) Land $34,500 Building $92,000
2022	$5,056.00 (+1.22%)	$126,500 Land $34,500 Building $92,000	$126,500 Land $34,500 Building $92,000
2021	$4,995.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 E North St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 E North St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOROUGH OF CLAYTON serves 8,179 people · EPA ID NJ0801001
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20