Gloucester County and Clayton Borough property record for 116 E North St, Clayton, NJ 08312
| Property Type | Single Family Home |
|---|---|
| Details | 1,612 sqft · built 1955 |
| Lot Size | 0.461 acres (20,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Jun 2020) |
| Tax Bill | $6,214 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Aug 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-01511-0000-00005 |
| Primary APN | 01-01511-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,612 sqft Living Area |
| 1st Floor Area | 1,612 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 20,100 sqft (0.461 acres) |
| Lot Dimensions | 201 ft deep x 100 ft wide |
| Old Parcel Number | 0100041F00010 |
|---|---|
| Street Address | 116 E NORTH ST |
| City | CLAYTON |
| State | NJ |
| Zip | 08312-1258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Subdivision | PETERSON FARMS SEC 41-F |
| Legal Block | 1511 |
| Legal Lot Number | 5 |
| Jurisdiction | GLOUCESTER NJ |
| Township / Civil Division | CLAYTON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 501501 |
116 E North St is owned and occupied by two individuals who bought it in June 2020.
Source: Gloucester County and Clayton Borough records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 116 E NORTH ST, CLAYTON, NJ 08312-1258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION |
| Aug 4, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 3, 2020 | Deed, Transfer · FHA Mortgage GREENTREE MORTGAGE COMPANY LP |
| Oct 1, 2019 | Trustee's Deed, Construction Loan · Line of Credit SHALLCROSS MTG |
| Sep 20, 2019 | Grant Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Aug 20, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2020 · Amount on File |
| Deed Sale | Jun 3, 2020 · Amount on File |
| Prior Sale | Sep 20, 2019 · Amount on File |
| Deed Document Number | 2020931 |
| Deed Book / Page | 6288 / 321 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Jul 7, 2026 |
| Property Address | 116 E NORTH ST, CLAYTON, NJ 08312-1258 |
| Document Number | 0000021663 |
| Book / Page | 19322 / 324 |
| Instrument Date | Jun 27, 2026 |
| Instrument | 202621663 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 116 E NORTH ST, CLAYTON, NJ 08312-1258 |
| Document Number | 0000021663, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 19322/324 |
| Instrument | 202621663 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 23, 2046 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 116 E NORTH ST, CLAYTON, NJ 08312-1258 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 116 E NORTH ST, CLAYTON, NJ 08312-1258 |
| Document Number | 0000022896 |
|---|---|
| Date | Aug 4, 2023 |
| Book Page | 18076/230 |
| Instrument | 22896 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 323 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 116 E NORTH ST, CLAYTON, NJ 08312-1258 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000049074 |
|---|---|
| Date | Sep 9, 2021 |
| Book Page | 17162/155 |
| Instrument | 49074 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 346 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Jun 3, 2020 |
| Property Address | 116 E NORTH ST, CLAYTON, NJ 08312-1258 |
| Document Number | 0000020931 |
| Book / Page | 6288 / 321 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 20931 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $595.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 407 N LYNN DR, 407, WILMINGTON, DE 19809-2803 |
| Name | Verified Name |
|---|---|
| Address | 116 E NORTH ST, CLAYTON, NJ 08312-1258 |
| Document Number | 0000020932 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 20932 |
| Name | GREENTREE MORTGAGE COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Oct 1, 2019 |
| Property Address | 116 E NORTH ST, CLAYTON, NJ 08312-1258 |
| Book / Page | 015943 / 000287 |
| Instrument Date | Mar 13, 2019 |
| Instrument | 37223 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 25, 2019 |
| Title Company | DOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 407 N LYNN DR WILMINGTON DE 198092803, WILMINGTON, DE 19809-2803 |
| Document Number | 0000037223 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 015943/000287 |
| Instrument | 37223 |
| Name | SHALLCROSS MTG |
|---|---|
| Type | Mortgage Company |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 30, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Sep 20, 2019 |
| Property Address | 116 E NORTH ST, CLAYTON, NJ 08312-1258 |
| Document Number | 0000035812 |
| Book / Page | 006162 / 000285 |
| Instrument Date | Feb 6, 2019 |
| Instrument | 35812 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount on Record |
|---|---|
| Tax | $60.48 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 407 N LYNN DR WILMINGTON DE 198092803, WILMINGTON, DE 19809-2803 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Aug 20, 2018 |
| Property Address | 116 E NORTH ST, CLAYTON, NJ 08312-1258 |
| Document Number | 0000031077 |
| Book / Page | 005928 / 000279 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 31077 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 BEATTIE PL #100 GREENVILLE SC 296012137, 100, GREENVILLE, SC 29601-2137 |
The 2025 property tax bill for 116 E North St was $6,214, up 3.8% from the year before.
Source: Gloucester County and Clayton Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Gloucester County |
| Municipality | Clayton Borough |
| Unified School District | Clayton Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $306,000 (+26.5%) Land $67,500 Building $238,500 | $306,000 (+26.5%) Land $67,500 Building $238,500 | |
| 2025 | $6,214.00 (+3.79%) | $241,900 Land $67,500 Building $174,400 | $241,900 Land $67,500 Building $174,400 |
| 2024 | $5,987.00 | ||
| 2023 | $156,100 Land $44,100 Building $112,000 | $156,100 Land $44,100 Building $112,000 | |
| 2022 | $6,239.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 116 E North St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 16, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 116 E North St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF CLAYTON serves 8,179 people · EPA ID NJ0801001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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