164 E Harborview Rd, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 164 E Harborview Rd, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Other Improved
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on Record
Last Sale	$78,000 (Feb 2024)
Tax Bill	$447 (2024)
Deeds & Mortgages	Feb 2024 Sale & Line of Credit May 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`24-2S-21-42000-033-0040`

Property Details

APN / Parcel Number

Primary APN	`24-2S-21-42000-033-0040`
Alternative APN	`1044526`

Exterior

Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	10 ft deep x 5 ft wide
Fence	Fence

Location & Zoning

Account Number	1044526
Street Address	164 E HARBORVIEW RD
City	SANTA ROSA BEACH
State	FL
Zip	32459-3044
Property Category	Other
Property Type	Other > Other Improved
Legal Description	COM NW/C SEC 24, N 89 DEG 48' 00E 2237.28FT TO POB, N 89 DEG 48'00E 50.02FT, S 00 DEG 01' 00E 99.85FT, S 89 DEG 42'54W
Legal Range	21W
Legal Township	02S
Legal Section	24
Legal Subdivision	SANTA ROSA PLANTATION COMPANY
Legal Block	33
Legal Lot Number	40
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1017
Census Tract	950607

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	202 DOLPHIN ESTATES CT, DESTIN, FL 32541-2235
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Warranty Deed, Transfer · Line of Credit COMMUNITY BANK OF MISSISSIPPI
May 5, 2021	Warranty Deed, Transfer EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC
Jul 3, 2018	Warranty Deed, Transfer GULF COAST TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2024 · Amount on Record
Deed Sale	Feb 5, 2024 · Amount on Record
Prior Sale	May 5, 2021 · Amount on Record
Deed Document Number	0033143470
Deed Book / Page	3314 / 3470
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 5, 2024
Property Address	164 E HARBORVIEW RD, SANTA ROSA BEACH, FL 32459-3044
Document Number	0033143470
Book / Page	3314 / 3470
Instrument Date	Feb 5, 2024
Instrument	20240003884
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	UNKNOWN, KETECHERSID LAND & TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$546.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 ALABAMA AVE NW, FORT WALTON BEACH, FL 32548-4321

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 DOLPHIN ESTATES CT, DESTIN, FL 32541-2235

Mortgage

Document Number	0033143473
Date	Feb 5, 2024
Instrument	3314/3473

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 5, 2021
Property Address	164 E HARBORVIEW RD, SANTA ROSA BEACH, FL 32459-3044
Document Number	0031961371
Book / Page	3196 / 1371
Instrument Date	May 4, 2021
Instrument	20210022245
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$434.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2020 MARY ANN CT, NICEVILLE, FL 32578-1756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 ALABAMA AVE NW, FORT WALTON BEACH, FL 32548-4321
Investor	Possibly a Property Investor

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 3, 2018
Property Address	164 E HARBORVIEW RD, SANTA ROSA BEACH, FL 32459-3044
Document Number	0030782092
Book / Page	003078 / 002092
Instrument Date	Jun 29, 2018
Instrument	22173
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	GULF COAST TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$231.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 MARY ANN CT NICEVILLE FL 325781756, NICEVILLE, FL 32578-1756

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,400 (+59.01%) Land $62,500 Building $1,900	$64,400 (+59.01%) Land $62,500 Building $1,900
2024	$447.00 (+21.47%)
2023	$368.00 (-27.7%)	$40,500 (-26.29%) Land $40,500	$40,500 (-26.29%) Land $40,500
2022	$509.00	$54,945 Land $54,945	$54,945 Land $54,945

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 417 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	417 in force
Nearby Flood Claims	6 (2004–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, Wildstar Networks.

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