Kenton County property record for 120 E 40th St, Covington, KY 41015 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1914 |
| Square Footage | 1,523 sqft Finished Area |
| Lot Size | 5,009 sqft (0.115 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $154,000 (2019) |
| Tax Bill | $2,550.00 (2025) |
| Primary APN | 056-32-11-016.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,523 sqft Finished Area |
| Gross Area | 2,284 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,009 sqft (0.115 acres) |
| Depth X Width | 111 ft x 45 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 120 E 40TH ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1802 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | KRUSE J H RE-SUBD JONES BLK 2 PT LOTS 36-37 45'X 111.25' NWC 40TH & LINCOLN |
| Legal Subdivision | KRUSE J H RE-SUBD JONES |
| Legal Phase | 2 |
| Legal Block | 2 |
| Legal Lot Number | 36,37 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 1 |
| Census Block | 1025 |
| Census Tract | 61300 |
Source: Kenton County records · APN 056-32-11-016.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 E 40TH ST, COVINGTON, KY 41015-1802 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jul 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) AMERICAN MTG SVC |
| Jul 26, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 10, 2019 · Amount on Record |
| Deed Sale | Jul 10, 2019 · Amount on Record |
| Deed Doc Number | 201907 10 059 00243 |
| Deed Book / Page | 6700 / 338 |
| Prior Transfer Date | Apr 18, 2011 |
| Prior Transfer Doc | 0005900036 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 120 E 40TH ST, COVINGTON, KY 41015-1802 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005900258 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 257/404 |
| Instrument | 21081605900258 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jul 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 120 E 40TH ST, COVINGTON, KY 41015-1802 |
| Document Number | 0000000044 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 120 E 40TH ST COVINGTON KY 410151802, COVINGTON, KY 41015-1802 |
| Document Number | 0000000044 |
|---|---|
| Date | Nov 06, 2020 |
| Book Page | 00M121/000897 |
| Instrument | 44 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 05, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 10, 2019 |
| Property Address | 120 E 40TH ST, COVINGTON, KY 41015-1802 |
| Document Number | 0000000243 |
| Book / Page | 0C6700 / 000338 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 243 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $154.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 E 40TH ST COVINGTON KY 410151802, COVINGTON, KY 41015-1802 |
| Document Number | 244 |
|---|---|
| Date | Jul 10, 2019 |
| Book Page | 0C6700/000345 |
| Instrument | 244 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 09, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 120 E 40TH ST, COVINGTON, KY 41015-1802 |
| Document Number | 0000000101 |
| Instrument Date | Jul 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 120 E 40TH ST COVINGTON KY 410151802, COVINGTON, KY 41015-1802 |
| Document Number | 0000000101 |
|---|---|
| Date | Aug 04, 2017 |
| Book Page | 006218/000002 |
| Instrument | 101 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | FORT MITCHELL, KY 41017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 03, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,550.00 (-0.55%) | $192,500 (-) Land $10,000 Building $182,500 | $192,500 (-) Land $10,000 Building $182,500 |
| 2023 | $2,564.00 | $192,500 Land $10,000 Building $182,500 | $192,500 Land $10,000 Building $182,500 |
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