123 E 40th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 123 E 40th St, Covington, KY 41015 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1920
Square Footage1,064 sqft Finished Area
Lot Size4,200 sqft (0.096 acres)
OccupancyOwner Occupied
Last Sale$88,000 (2000)
Tax Bill$2,220.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-32-12-008.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,064 sqft Finished Area
Gross Area1,358 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl Exterior
Lot Area4,200 sqft (0.096 acres)
Depth X Width140 ft x 30 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address123 E 40TH ST
CityCOVINGTON
StateKY
Zip41015-1801
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description30X140FT SS 40TH 300FT W DECOURSEY
Legal SubdivisionTAYLOR HEIRS PLAT E
Legal Lot Number10,11
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2000
Census Tract61300

Owner

Source: Kenton County records · APN 056-32-12-008.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address123 E 40TH ST, COVINGTON, KY 41015-1801
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2020Quit Claim Deed, Transfer
LOAN ONE
Sep 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOAN ONE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 02, 2000 · Amount on Record
Deed SaleAug 02, 2000 · Amount on Record
Prior SaleAug 24, 1998 · Amount on Record
Last Transfer DateSep 22, 2020
Transfer Doc0000000095
Record RefreshedJun 08, 2026

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateSep 30, 2020
Property Address123 E 40TH ST, COVINGTON, KY 41015-1801
Document Number0000000095
Book / Page000046 / 000509
Instrument DateSep 22, 2020
Instrument95
Transaction TypeTransfer
Record UpdatedOct 23, 2020
Title CompanyNORTHWEST TITLE FAM/COMPANIES

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address123 E 40TH ST COVINGTON KY 410151801, COVINGTON, KY 41015-1801

Mortgage

Document Number96
DateSep 30, 2020
Book Page00M104/000953
Instrument96
Lender
NameLOAN ONE
TypeFunding / Finance Company
AddressGAHANNA, OH 43230
Agreement
AmountAmount Recorded
Term360 Months
DueSep 29, 2050

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address123 E 40TH ST, COVINGTON, KY 41015-1801
Document Number0000000096
Instrument DateSep 22, 2020
Transaction TypeMortgage
Record UpdatedOct 12, 2020
Title CompanyNORTHWEST TITLE FAM/COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address123 E 40TH ST COVINGTON KY 410151801, COVINGTON, KY 41015-1801

Mortgage

Document Number0000000096
DateSep 30, 2020
Book Page00M104/000953
Instrument96
Lender
NameLOAN ONE
TypeFunding / Finance Company
AddressGAHANNA, OH 43230
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 29, 2050

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,220.00 (-0.54%)$167,600 (-) Land $10,000 Building $157,600$167,600 (-) Land $10,000 Building $157,600
2023$2,232.00$167,600 Land $10,000 Building $157,600$167,600 Land $10,000 Building $157,600

Nearby Properties on E 40th St

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