114 E 40th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 114 E 40th St, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1926
Square Footage	2,157 sqft Finished Area
Lot Size	5,663 sqft (0.13 acres)
Occupancy	Owner Occupied
Last Sale	$256,500 (2023)
Tax Bill	$3,398.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`056-32-11-019.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	2,157 sqft Finished Area
Gross Area	2,430 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1926
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Block Foundation
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Basement Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Old Parcel Number	0563211019.00
Street Address	114 E 40TH ST
City	COVINGTON
State	KY
Zip	41015-1802
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Description	KRUSE J H RE-SUBD JONES BLK 2 LOT 35
Legal Subdivision	KRUSE J H RE-SUBD JONES
Legal Phase	2
Legal Block	2
Legal Lot Number	35
Jurisdiction	KENTON KY
Minor Civil Division	COVINGTON
Census Blockgroup	1
Census Block	1025
Census Tract	61300

Owner

Source: Kenton County records · APN 056-32-11-019.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	114 E 40TH ST, COVINGTON, KY 41015-1802
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PROSPERITY HOME MORTGAGE LLC
Apr 03, 2019	Warranty Deed, Transfer · Conventional Mortgage ARVEST MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 18, 2023 · Amount on Record
Deed Sale	Jul 18, 2023 · Amount on Record
Prior Sale	Apr 03, 2019 · Amount on Record
Deed Doc Number	0000236205
Deed Book / Page	236 / 205
Record Refreshed	Jun 08, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 18, 2023
Property Address	114 E 40TH ST, COVINGTON, KY 41015-1802
Document Number	0005900096
Book / Page	KC 236 / 205
Instrument Date	Jul 13, 2023
Instrument	23071805900096
Transaction Type	Transfer
Record Updated	Aug 02, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4978 E 105TH ST, TULSA, OK 74137-6020

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	114 E 40TH ST, COVINGTON, KY 41015-1802

Mortgage

Document Number	0005900097
Date	Jul 18, 2023
Book Page	KCM 476/422
Instrument	23071805900097

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 03, 2019
Property Address	114 E 40TH ST, COVINGTON, KY 41015-1802
Document Number	0000000098
Book / Page	0C6631 / 000139
Instrument Date	Mar 29, 2019
Instrument	98
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	11722 S REDBUD ST JENKS OK 740374319, JENKS, OK 74037-4319

Mortgage

Document Number	99
Date	Apr 03, 2019
Book Page	0C6631/000143
Instrument	99

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 02, 2049

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,398.00 (+131.95%)	$256,500 (+133.18%) Land $10,000 Building $246,500	$256,500 (+133.18%) Land $10,000 Building $246,500
2023	$1,465.00 (+0.83%)	$110,000 (-) Land $10,000 Building $100,000	$110,000 (-) Land $10,000 Building $100,000
2022	$1,453.00	$110,000 Land $10,000 Building $100,000	$110,000 Land $10,000 Building $100,000

114 E 40th St, Covington (Latonia), KY 41015 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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