120 E 2nd St, Wilton, IA 52778 Property Records

Muscatine County property record for 120 E 2nd St, Wilton, IA 52778

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 972 sqft · built 1920
Lot Size	0.166 acres (7,210 sqft)
Owner	2 Individual Names on File
Last Sale	$134,000 (Mar 2024)
Tax Bill	$1,736 (2025)
Deeds & Mortgages	Nov 2007 Mortgage Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0406314006`

Property Details

APN / Parcel Number

Primary APN	`0406314006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	720 sqft
Attic	Attic
Attic Area	252 sqft
Basement Area	720 sqft
Unfinished Basement	180 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,210 sqft (0.166 acres)
Lot Dimensions	70 ft deep x 103 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	66 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	120 E 2ND ST
City	WILTON
State	IA
Zip	52778-7731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2-MIXED R
Legal Description	6-78-1W N 70' LOT 1 & N 70' E 43' LOT 2 BLK 20
Legal Subdivision	WILTON OT
Legal Block	20
Legal Lot Number	1,2
Jurisdiction	MUSCATINE IA
Township / Civil Division	WILTON
Census Block Group	4
Census Block	4040
Census Tract	50200

Owner

120 E 2nd St is owned and occupied by two individuals who bought it in March 2024.

Source: Muscatine County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 E 2ND ST, WILTON, IA 52778-7731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2007	Deed of Trust, Mortgage · Conventional Mortgage ASCENTRA CU
Mar 20, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2024 · Amount on File
Deed Sale	Mar 20, 2024 · Amount on File
Prior Sale	Apr 1, 2013 · Amount on File
Deed Document Number	20241101
Record Updated	Oct 29, 2026

November 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSCATINE IA
Property Address	120 E 2ND ST, WILTON, IA 52778-7731
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200707129
Date	Nov 7, 2007
Instrument	2007-07129

Lender

Name	ASCENTRA CU
Type	Credit Union
Address	BETTENDORF, IA 52722

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSCATINE IA
Recording Date	Mar 20, 2024
Property Address	120 E 2ND ST, WILTON, IA 52778-7731
Document Number	0202401101
Instrument Date	Mar 20, 2024
Instrument	2024-01101
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 E 2ND ST, WILTON, IA 52778-7731

Mortgage

Document Number	0202401102
Date	Mar 20, 2024
Instrument	2024-01102

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 120 E 2nd St was $1,736, down 9.8% from the year before.

Source: Muscatine County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Muscatine County
Municipality	Wilton City
Unified School District	Wilton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,736.00 (-9.77%)	$112,900 Land $21,050 Building $91,850	$112,900 Land $21,050 Building $91,850
2024	$1,924.00
2023		$98,103 (+12.18%) Land $21,020 Building $77,083	$98,103 Land $21,020 Building $77,083
2022	$1,648.00	$87,450 Land $19,830 Building $67,620
2021			$87,450 Land $19,830 Building $67,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 E 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	May 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 E 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILTON WATER SUPPLY serves 2,924 people · EPA ID IA7078026
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WTC Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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