106 E 2nd St, Wilton, IA 52778 Property Records

Muscatine County property record for 106 E 2nd St, Wilton, IA 52778

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 924 sqft · built 1982
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$178,000 (Nov 2023)
Tax Bill	$2,546 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0406314002`

Property Details

APN / Parcel Number

Primary APN	`0406314002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	924 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	249 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	106 E 2ND ST
City	WILTON
State	IA
Zip	52778-7731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2-MIXED R
Legal Description	6-78-1W LOT 4 BLK 20
Legal Subdivision	WILTON OT
Legal Block	20
Legal Lot Number	4
Jurisdiction	MUSCATINE IA
Township / Civil Division	WILTON
Census Block Group	4
Census Block	4040
Census Tract	50200

Owner

Source: Muscatine County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 E 2ND ST, WILTON, IA 52778-7731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage SOUTH OTTUMWA SAVINGS BANK
Nov 7, 2023	Warranty Deed, Transfer · Conventional Mortgage IOWA BANKERS MORTGAGE CORP
Sep 26, 2022	Deed of Trust, Mortgage 1ST GATEWAY CU
Aug 10, 2022	Deed of Trust, Mortgage ASCENTRA CU
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage R I A FCU
May 26, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2023 · Amount on Record
Deed Sale	Nov 7, 2023 · Amount on Record
Deed Document Number	20234959
Prior Transfer Date	May 21, 2020
Prior Transfer Doc	0000002675
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSCATINE IA
Property Address	106 E 2ND ST, WILTON, IA 52778-7731
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E 2ND ST, WILTON, IA 52778-7731

Mortgage

Document Number	0202600929
Date	Mar 9, 2026
Instrument	2026-00929

Lender

Name	SOUTH OTTUMWA SAVINGS BANK
Type	Bank
Address	320 CHURCH ST, OTTUMWA, IA 52501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSCATINE IA
Recording Date	Nov 7, 2023
Property Address	106 E 2ND ST, WILTON, IA 52778-7731
Document Number	0202304959
Instrument Date	Oct 27, 2023
Instrument	2023-04959
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	106 E 2ND ST, WILTON, IA 52778-7731

Mortgage

Document Number	0202304960
Date	Nov 7, 2023
Instrument	2023-04960

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSCATINE IA
Property Address	106 E 2ND ST, WILTON, IA 52778-7731
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E 2ND ST, WILTON, IA 52778-7731

Mortgage

Document Number	0202205255
Date	Sep 26, 2022
Instrument	2022-05255

Lender

Name	1ST GATEWAY CU
Type	Credit Union
Address	CAMANCHE, IA 52730

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSCATINE IA
Property Address	106 E 2ND ST, WILTON, IA 52778-7731
Transaction Type	Mortgage
Record Updated	Sep 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202204449
Date	Aug 10, 2022
Instrument	2022-04449

Lender

Name	ASCENTRA CU
Type	Credit Union
Address	BETTENDORF, IA 52722

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Jul 15, 2032

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSCATINE IA
Property Address	106 E 2ND ST, WILTON, IA 52778-7731
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101259
Date	Mar 8, 2021
Instrument	2021-01259

Lender

Name	R I A FCU
Type	Credit Union
Address	ROCK ISLAND, IL 61204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 5, 2031

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MUSCATINE IA
Recording Date	May 26, 2020
Property Address	106 E 2ND ST, WILTON, IA 52778-7731
Document Number	202002675
Instrument Date	May 21, 2020
Instrument	2020-02675
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E 2ND ST, WILTON, IA 52778-7731
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Muscatine County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Muscatine County
Municipality	Wilton City
Unified School District	Wilton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,546.00 (-10.1%) Homeowner's exemption	$176,450 (+22.66%) Land $17,520 Building $158,930	$176,450 (+22.66%) Land $17,520 Building $158,930
2024	$2,832.00 (+25.53%)
2023		$143,853 (+11.87%) Land $17,490 Building $126,363	$143,853 (+11.87%) Land $17,490 Building $126,363
2022	$2,256.00 Homeowner's exemption	$128,590 Land $16,500 Building $112,090
2021			$128,590 Land $16,500 Building $112,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	May 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILTON WATER SUPPLY serves 2,924 people · EPA ID IA7078026
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WTC Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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