113 E 2nd St, Wilton, IA 52778 Property Records

Muscatine County property record for 113 E 2nd St, Wilton, IA 52778

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,188 sqft · built 1975
Lot Size	0.386 acres (16,800 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (Oct 2024)
Tax Bill	$2,026 (2025)
Deeds & Mortgages	Feb 2019 Second Mortgage Oct 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0406309009`

Property Details

APN / Parcel Number

Primary APN	`0406309009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,800 sqft (0.386 acres)
Lot Dimensions	140 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	113 E 2ND ST
City	WILTON
State	IA
Zip	52778-7833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2-MIXED R
Legal Description	6-78-1W LOTS 8 & 9 BLK 26
Legal Subdivision	WILTON OT
Legal Block	26
Legal Lot Number	8,9
Jurisdiction	MUSCATINE IA
Township / Civil Division	WILTON
Census Block Group	4
Census Block	4028
Census Tract	50200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wilton Commercial Historic District listed 2016 · 33 contributing resources · NRIS 16000606

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Muscatine County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	113 E 2ND ST, WILTON, IA 52778-7833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage R I A FCU
Oct 7, 2024	Warranty Deed, Transfer · FHA Mortgage PLANET HOME LENDING LLC
Nov 22, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2024 · Amount on Record
Deed Sale	Oct 7, 2024 · Amount on Record
Prior Sale	Nov 22, 2021 · Amount on Record
Deed Document Number	20244342
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSCATINE IA
Property Address	113 E 2ND ST, WILTON, IA 52778-7833
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201900627
Date	Feb 15, 2019
Instrument	2019-00627

Lender

Name	R I A FCU
Type	Credit Union
Address	ROCK ISLAND, IL 61204

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 12, 2024

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSCATINE IA
Recording Date	Oct 7, 2024
Property Address	113 E 2ND ST, WILTON, IA 52778-7833
Document Number	0202404342
Instrument Date	Sep 16, 2024
Instrument	2024-04342
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1136 E 2ND ST, WILTON, IA 52778

Mortgage

Document Number	0202404343
Date	Oct 7, 2024
Instrument	2024-04343

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSCATINE IA
Recording Date	Nov 22, 2021
Property Address	113 E 2ND ST, WILTON, IA 52778-7833
Document Number	202106978
Instrument Date	Nov 3, 2021
Instrument	2021-06978
Transaction Type	Transfer
Record Updated	Dec 9, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 E 2ND ST, WILTON, IA 52778-7833

Mortgage

Document Number	202106979
Date	Nov 22, 2021
Instrument	2021-06979

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Muscatine County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Muscatine County
Municipality	Wilton City
Unified School District	Wilton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,026.00 (-2.88%) Homeowner's exemption	$142,700 (+8.78%) Land $31,540 Building $111,160	$142,700 (+8.78%) Land $31,540 Building $111,160
2024	$2,086.00 (+1.07%)
2023		$131,186 (+10.83%) Land $31,482 Building $99,704	$131,186 (+10.83%) Land $31,482 Building $99,704
2022	$2,064.00	$118,370 Land $29,700 Building $88,670
2021			$118,370 Land $29,700 Building $88,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	May 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILTON WATER SUPPLY serves 2,924 people · EPA ID IA7078026
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WTC Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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