120 Cloverleaf Meadows Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 120 Cloverleaf Meadows Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,407 sqft · built 2003
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$655,000 (Jan 2025)
Tax Bill	$6,832 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T042400036`

Property Details

APN / Parcel Number

Primary APN	`T042400036`
Alternative APN	`2-0067-9174-00-0122.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,407 sqft Living Area
Gross Area	5,303 sqft
1st Floor Area	1,990 sqft
Basement Area	1,331 sqft
Finished Basement	1,065 sqft
Unfinished Basement	266 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	300 sqft
Patio Area	985 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T042400036
Street Address	120 CLOVERLEAF MEADOWS CT
City	O FALLON
State	MO
Zip	63366-4190
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMBER MEADOWS #1 LOT 122
Legal Subdivision	AMBER MEADOWS #1
Legal Lot Number	122
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	1
Census Block	1004
Census Tract	311737

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 CLOVERLEAF MEADOWS CT, O FALLON, MO 63366-4190
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Dec 27, 2017	Warranty Deed, Transfer · Conventional Mortgage OAKSTAR BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2025 · Amount on Record
Deed Sale	Jan 15, 2025 · Amount on Record
Prior Sale	Jul 11, 2024 · Amount on Record
Deed Document Number	20251899
Prior Transfer Date	Jul 15, 2013
Prior Transfer Doc	0060621204
Record Updated	Oct 29, 2026

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jun 30, 2020
Property Address	120 CLOVERLEAF MEADOWS CT, O FALLON, MO 63366-4190
Document Number	0073322252
Book / Page	7332 / 2252
Map Reference	MB 39 PG 240
Instrument Date	Jun 4, 2020
Instrument	20200630000448930
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CLOVERLEAF MEADOWS CT, O FALLON, MO 63366-4190

Mortgage

Document Number	20200630000448940
Date	Jun 30, 2020
Instrument	20200630000448940

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 27, 2017
Property Address	120 CLOVERLEAF MEADOWS CT, O FALLON, MO 63366-4190
Document Number	0068580956
Book / Page	6858 / 0956
Map Reference	MB 39 PG 240
Instrument Date	Dec 20, 2017
Instrument	20171227000794980
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	US TITLE CORPORATION AND OR

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 CLOVERLEAF MEADOWS CT, 120, O FALLON, MO 63366-4190

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 CLOVERLEAF MEADOWS CT, O FALLON, MO 63366-4190

Mortgage

Document Number	20171227000794990
Date	Dec 27, 2017
Instrument	20171227000794990

Lender

Name	OAKSTAR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,822 (-)	$562,219 (-) Land $100,000 Building $462,219
2025	$6,832.00 (+9.07%)	$106,822 (+12.35%)	$562,219 (+12.35%) Land $100,000 Building $462,219
2024	$6,264.00
2023		$95,082
2022			$500,432 Land $70,000 Building $430,432

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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