119 Cloverleaf Meadows Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 119 Cloverleaf Meadows Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 6,062 sqft · built 2003
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$527,500 (Jun 2018)
Tax Bill	$8,028 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T042400037`

Property Details

APN / Parcel Number

Primary APN	`T042400037`
Alternative APN	`2-0067-9174-00-0123.0000000`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	6,062 sqft Living Area
Gross Area	7,501 sqft
1st Floor Area	2,580 sqft
Basement Area	2,580 sqft
Finished Basement	1,935 sqft
Unfinished Basement	645 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	794 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Patio Area	381 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T042400037
Street Address	119 CLOVERLEAF MEADOWS CT
City	O FALLON
State	MO
Zip	63366-4190
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMBER MEADOWS #1 LOT 123
Legal Subdivision	AMBER MEADOWS #1
Legal Lot Number	123
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	1
Census Block	1004
Census Tract	311737

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	119 CLOVERLEAF MEADOWS CT, O FALLON, MO 63366-4190
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Jun 15, 2018	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2018 · Amount on Record
Deed Sale	Jun 15, 2018 · Amount on Record
Prior Sale	Feb 5, 2009 · Amount on Record
Deed Document Number	2018336200
Deed Book / Page	6934 / 1798
Prior Transfer Date	Dec 31, 2008
Prior Transfer Doc	0050911663
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	119 CLOVERLEAF MEADOWS CT, O FALLON, MO 63366-4190
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 CLOVERLEAF MEADOWS CT, O FALLON, MO 63366-4190

Mortgage

Document Number	2021R049556
Date	Jun 10, 2021
Instrument	2021R-049556

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 15, 2018
Property Address	119 CLOVERLEAF MEADOWS CT, O FALLON, MO 63366-4190
Document Number	0069341798
Book / Page	6934 / 1798
Map Reference	MB 39 PG 240
Instrument Date	Jun 14, 2018
Instrument	20180615000336200
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ACCURATE TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	523 MONTRACHET DR, 523, O FALLON, MO 63368-7750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 CLOVERLEAF MEADOWS CT, O FALLON, MO 63366-4190

Mortgage

Document Number	20180615000336210
Date	Jun 15, 2018
Instrument	20180615000336210

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,232 (+0.48%)	$664,381 (+0.48%) Land $100,000 Building $564,381
2025	$8,028.00 (+2.28%)	$125,623 (+5.3%)	$661,176 (+5.3%) Land $100,000 Building $561,176
2024	$7,849.00
2023		$119,300
2022			$627,894 Land $70,000 Building $557,894

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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