113 Cloverleaf Meadows Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 113 Cloverleaf Meadows Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,784 sqft · built 2003
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$635,600 (Jul 2020)
Tax Bill	$7,554 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T042400040`

Property Details

APN / Parcel Number

Primary APN	`T042400040`
Alternative APN	`2-0067-9174-00-0126.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,784 sqft Living Area
Gross Area	5,916 sqft
1st Floor Area	2,102 sqft
Basement Area	1,582 sqft
Finished Basement	1,100 sqft
Unfinished Basement	482 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	95 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T042400040
Street Address	113 CLOVERLEAF MEADOWS CT
City	O FALLON
State	MO
Zip	63366-4190
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMBER MEADOWS #1 LOT 126
Legal Subdivision	AMBER MEADOWS #1
Legal Lot Number	126
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	1
Census Block	1004
Census Tract	311737

Owner

Source: St. Charles County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	113 CLOVERLEAF MEADOWS CT, O FALLON, MO 63366-4190
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit TOGETHER CU
Jul 30, 2020	Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Jun 19, 2020	Deed of Trust, Mortgage · Line of Credit LINDELL BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	Jul 9, 2012 · Amount on Record
Deed Document Number	2020541240
Deed Book / Page	7358 / 2480
Prior Transfer Date	Apr 6, 2017
Prior Transfer Doc	0067240955
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	113 CLOVERLEAF MEADOWS CT, O FALLON, MO 63366-4190
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 CLOVERLEAF MEADOWS CT, O FALLON, MO 63366-4190

Mortgage

Document Number	0000063311
Date	Nov 29, 2022
Instrument	2022R-063311

Lender

Name	TOGETHER CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Dec 31, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 30, 2020
Property Address	113 CLOVERLEAF MEADOWS CT, O FALLON, MO 63366-4190
Document Number	0000541240
Book / Page	7358 / 2480
Map Reference	MB 39 PG 240
Instrument Date	Jul 29, 2020
Instrument	20200730000541240
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11052 STONEBRIDGE LN, 11052, WENTZVILLE, MO 63385-6634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 CLOVERLEAF MEADOWS CT, O FALLON, MO 63366-4190

Mortgage

Document Number	0000541250
Date	Jul 30, 2020
Instrument	20200730000541250

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	113 CLOVERLEAF MEADOWS CT, O FALLON, MO 63366-4190
Document Number	0073340215
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	113 CLOVERLEAF MEADOWS CT O FALLON MO 633664190, O FALLON, MO 63366-4190

Mortgage

Document Number	0073340215
Date	Jul 1, 2020
Book Page	007334/000215
Instrument	452340

Lender

Name	LINDELL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63139

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,554.00 (+2.96%)	$118,180 (+6.01%)	$622,001 (+6.01%) Land $100,000 Building $522,001
2024	$7,337.00
2023		$111,482
2022			$586,747 Land $70,000 Building $516,747

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: WH i3B Bidco LLC/WH i3B Topco.

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