120 Circle Dr, Waverly, TN 37185 Property Records

Humphreys County property record for 120 Circle Dr, Waverly, TN 37185

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,582 sqft · built 1959
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$128,000 (Aug 2018)
Tax Bill	$1,297 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`043064F H 00600`

Property Details

APN / Parcel Number

Primary APN	`043064F H 00600`
Alternative APN	`064F H 00600`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,582 sqft Living Area
1st Floor Area	1,582 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1977
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Deck Area	70 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	120 CIRCLE DR
City	WAVERLY
State	TN
Zip	37185-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: W05
Legal Subdivision	CEDAR HILL
Legal Block	84
Legal Lot Number	23
Jurisdiction	HUMPHREYS TN
Township / Civil Division	2
Census Block Group	3
Census Block	3017
Census Tract	130300

Owner

Source: Humphreys County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 CIRCLE DR, WAVERLY, TN 37185-1331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2018 · Amount on Record
Deed Sale	Aug 2, 2018 · Amount on Record
Prior Sale	Nov 16, 2009 · Amount on Record
Deed Document Number	18002207
Deed Book / Page	206 / 1545
Record Updated	Jun 8, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Aug 2, 2018
Property Address	120 CIRCLE DR, WAVERLY, TN 37185-1331
Document Number	0000002207
Book / Page	206 / 1545
Instrument Date	Jul 27, 2018
Instrument	18002207
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	TENNESSEE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$473.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CIRCLE DR, WAVERLY, TN 37185-1331

Mortgage

Document Number	0000002208
Date	Aug 2, 2018
Book Page	229/0843
Instrument	18002208

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Humphreys County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Municipality	Waverly City
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,297.00 (-0.31%)	$42,700 (-) Land $3,925 Building $38,775
2024	$1,301.00	$42,700 (-) Land $3,925 Building $38,775
2023	$1,301.00 (+31.81%)	$42,700 (+38.86%) Land $3,925 Building $38,775	$170,800 (+38.86%) Land $15,700 Building $155,100
2022	$987.00	$30,750 Land $3,975 Building $26,775	$123,000 Land $15,900 Building $107,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2021)
Most Recent Claim	Aug 2021 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY WATER DEPARTMENT serves 9,270 people · EPA ID TN0000733
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Meriwether Lewis Connect Fiber	1,000 / 1,000
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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