Humphreys County property record for 128 Circle Dr, Waverly, TN 37185
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,449 sqft · built 1958 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | Individual Name on File |
| Last Sale | $289,000 (Oct 2023) |
| Tax Bill | $1,412 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 043064F H 01000 |
| Primary APN | 043064F H 01000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,449 sqft Living Area |
| 1st Floor Area | 1,449 sqft |
| Basement Area | 1,449 sqft |
| Finished Basement | 399 sqft |
| Unfinished Basement | 1,050 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,522 sqft (0.54 acres) |
| Lot Dimensions | 205 ft deep x 100 ft wide |
| Terrain | Rolling |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 114 sqft |
| Deck Area | 405 sqft |
| Patio Area | 405 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 128 CIRCLE DR |
|---|---|
| City | WAVERLY |
| State | TN |
| Zip | 37185-1331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: W05 |
| Legal Subdivision | CEDAR HILL |
| Legal Lot Number | 26 |
| Jurisdiction | HUMPHREYS TN |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 130300 |
128 Circle Dr is owned and occupied by an individual who bought it in October 2023.
Source: Humphreys County records, as of March 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 128 CIRCLE DR, WAVERLY, TN 37185-1331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2023 | Warranty Deed, Transfer · USDA Mortgage USDA |
| Apr 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2023 · Amount on File |
| Deed Sale | Oct 20, 2023 · Amount on File |
| Prior Sale | Apr 28, 2020 · Amount on File |
| Deed Document Number | 20232847 |
| Deed Book / Page | 214 / 1525 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Recording Date | Oct 20, 2023 |
| Property Address | 128 CIRCLE DR, WAVERLY, TN 37185-1331 |
| Document Number | 0000002847 |
| Book / Page | WD214 / 1525 |
| Map Reference | CAB A SL 22 |
| Instrument Date | Oct 19, 2023 |
| Instrument | 23002847 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2023 |
| Title Company | THREE RIVERS TITLE COMPANY, THREE RIVERS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,069.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 128 CIRCLE DR, WAVERLY, TN 37185-1331 |
| Document Number | 0000002848 |
|---|---|
| Date | Oct 20, 2023 |
| Instrument | 23002848 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 456 Months |
| Due | Oct 19, 2061 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Recording Date | Apr 28, 2020 |
| Property Address | 128 CIRCLE DR, WAVERLY, TN 37185-1331 |
| Document Number | 0000001226 |
| Book / Page | 209 / 1 |
| Map Reference | CAB A SL 22 |
| Instrument Date | Apr 27, 2020 |
| Instrument | 20001226 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $592.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 128 CIRCLE DR, WAVERLY, TN 37185-1331 |
| Document Number | 0000001227 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 20001227 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 128 Circle Dr was $1,412, down 0.4% from the year before.
Source: Humphreys County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Humphreys County |
| Municipality | Waverly City |
| Unified School District | Humphreys County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,412.00 (-0.35%) | $46,500 (-) Land $3,075 Building $43,425 | |
| 2024 | $1,417.00 | $46,500 (-) Land $3,075 Building $43,425 | |
| 2023 | $1,417.00 (+31.33%) | $46,500 (+38.29%) Land $3,075 Building $43,425 | $186,000 (+38.29%) Land $12,300 Building $173,700 |
| 2022 | $1,079.00 | $33,625 Land $3,125 Building $30,500 | $134,500 Land $12,500 Building $122,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 128 Circle Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2010–2021) |
| Most Recent Claim | Aug 2021 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 Circle Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Meriwether Lewis Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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