105 Circle Dr, Waverly, TN 37185 Property Records

Humphreys County property record for 105 Circle Dr, Waverly, TN 37185

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,623 sqft · built 1960
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,390 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043064C E 00900`

Property Details

APN / Parcel Number

Primary APN	`043064C E 00900`
Alternative APN	`064C E 00900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,623 sqft Living Area
1st Floor Area	1,623 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1983
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft
Garage Type	Detached
Garage Area	616 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	44 sqft
Deck Area	60 sqft
Patio Area	360 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	105 CIRCLE DR
City	WAVERLY
State	TN
Zip	37185-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: W05
Legal Subdivision	CEDAR HILL
Legal Lot Number	5
Jurisdiction	HUMPHREYS TN
Township / Civil Division	2
Census Block Group	2
Census Block	2048
Census Tract	130300

Owner

Source: Humphreys County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 CIRCLE DR, WAVERLY, TN 37185-1330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2017	Deed of Trust, Mortgage · FHA Mortgage DITECH FINANCIAL
Dec 19, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK
Jun 4, 2018	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2021
Deed Sale	Jun 28, 2021
Prior Sale	Jun 4, 2018 · Amount on Record
Deed Document Number	00000FF150
Deed Book / Page	208 / 1634
Prior Transfer Date	Dec 19, 2019
Prior Transfer Doc	19003433
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMPHREYS TN
Property Address	105 CIRCLE DR, WAVERLY, TN 37185-1330
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000395
Date	Feb 21, 2017
Book Page	TD225/641
Instrument	17000395

Lender

Name	DITECH FINANCIAL
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Dec 19, 2019
Property Address	105 CIRCLE DR, WAVERLY, TN 37185-1330
Document Number	0000003433
Book / Page	208 / 1634
Map Reference	MB A PG 22
Instrument Date	Dec 13, 2019
Instrument	19003433
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	DICKSON TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$558.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7752 SUNRISE RD, HOLBROOK, AZ 86025

Mortgage

Document Number	0000003434
Date	Dec 19, 2019
Instrument	19003434

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Jun 4, 2018
Property Address	105 CIRCLE DR, WAVERLY, TN 37185-1330
Document Number	0000001604
Book / Page	206 / 0778
Map Reference	MB2 PG84
Instrument Date	Jun 1, 2018
Instrument	18001604
Transaction Type	Transfer
Record Updated	Mar 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$536.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CIRCLE DR, WAVERLY, TN 37185-1330

Mortgage

Document Number	0000001605
Date	Jun 4, 2018
Instrument	18001605

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Humphreys County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Municipality	Waverly City
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,390.00 (-0.29%)	$45,750 (-) Land $2,600 Building $43,150
2024	$1,394.00	$45,750 (-) Land $2,600 Building $43,150
2023	$1,394.00 (+46.12%)	$45,750 (+53.78%) Land $2,600 Building $43,150	$183,000 (+53.78%) Land $10,400 Building $172,600
2022	$954.00	$29,750 Land $2,625 Building $27,125	$119,000 Land $10,500 Building $108,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	84 (1984–2024)
Claims Outside the SFHA	11 of 84
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Severe Storm And Flooding, Aug 2021 · 41 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 16 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Meriwether Lewis Connect Fiber	1,000 / 1,000
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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