Rowan County property record for 120 2nd St, Spencer, NC 28159 · Last verified October 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 2,327 sqft Living Area |
| Lot Size | 7,500 sqft (0.172 acres) |
| Garage | Detached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $121,500 (2017) |
| Tax Bill | $2,845.00 (2023) |
| Primary APN | 035 126 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,327 sqft Living Area |
| Gross Area | 3,243 sqft Gross Area |
| 1st Floor | 1,594 sqft 1st Floor |
| Attic Area | 24 sqft Attic |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick Exterior |
| Foundation Type | Footing Foundation |
| Lot Area | 7,500 sqft (0.172 acres) |
| Depth X Width | 150 ft x 50 ft Depth x Width |
| Garage Type | Detached Garage |
| Garage Area | 400 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 104 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 6343339 |
|---|---|
| Old Parcel Number | 035 126 |
| Street Address | 120 2ND ST |
| City | SPENCER |
| State | NC |
| Zip | 28159-2317 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT L 4-6 BLK 7 A.B. ANDREWS JR. |
| Legal Subdivision | A B ANDREWS JR |
| Legal Block | 7 |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | SALISBURY |
| Census Blockgroup | 2 |
| Census Block | 2023 |
| Census Tract | 50700 |
Source: Rowan County records · APN 035 126
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 2ND ST, SPENCER, NC 28159-2317 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 21, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage NEW DAY FINANCIAL LLC |
| Apr 11, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 11, 2017 · Amount on Record |
| Deed Sale | Apr 11, 2017 · Amount on Record |
| Deed Doc Number | 0000128863 |
| Deed Book / Page | 1288 / 63 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 120 2ND ST, SPENCER, NC 28159-2317 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMC SETTLEMENT SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0013590117 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 1359/117 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Apr 11, 2017 |
| Property Address | 120 2ND ST, SPENCER, NC 28159-2317 |
| Document Number | 0012880063 |
| Book / Page | 1288 / 0063 |
| Map Reference | PG 3 |
| Instrument Date | Apr 11, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $243.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4100 FIVE OAKS DR # DR13, 4100, DURHAM, NC 27707-5286 |
| Name | Verified Name |
|---|---|
| Address | 120 2ND ST, SPENCER, NC 28159-2317 |
| Document Number | 12880064 |
|---|---|
| Date | Apr 11, 2017 |
| Instrument | 1288/0064 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,845.00 | $251,798 Land $19,200 Building $232,598 | $251,798 Land $19,200 Building $232,598 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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