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500 2nd St, Spencer, NC 28159 Property Records

Rowan County property record for 500 2nd St, Spencer, NC 28159

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,444 sqft · built 1926
Lot Size0.166 acres (7,250 sqft)
OwnerCompany Name on File
Last Sale$85,000 (Aug 2022)
Tax Bill$1,568 (2023)
Deeds & MortgagesApr 2024 Construction Loan
Aug 2022 Sale
Flood ZoneZone X (minimal risk)
APN035 021

Property Details

APN / Parcel Number

Primary APN035 021
Alternative APN
  • 681

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,444 sqft Living Area
Gross Area1,906 sqft
1st Floor Area1,444 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1996
Exterior MaterialBrick
Foundation TypeFooting
Lot Area7,250 sqft (0.166 acres)
Lot Dimensions145 ft deep x 50 ft wide
Garage TypeDetached
PorchPorch
Porch Area76 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number681
Old Parcel Number035 021
Street Address500 2ND ST
CitySPENCER
StateNC
Zip28159-2325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6:TWO FAM RES
Legal DescriptionL14 BLK 4 OAKLAND PARK
Legal SubdivisionOAKLAND PARK
Legal Block4
Legal Lot Number14
JurisdictionROWAN NC
Township / Civil DivisionSALISBURY
Census Block Group2
Census Block2009
Census Tract50700

Owner

Source: Rowan County records · APN 035 021

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3421 EASTWAY DR, CHARLOTTE, NC 28205-6268
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2024Deed of Trust, Mortgage · Construction Mortgage
KIAVI FUNDING INC
Aug 11, 2022Warranty Deed, Transfer
HARBOR CITY TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 11, 2022 · Amount on Record
Deed SaleAug 11, 2022 · Amount on Record
Deed Document Number0001407817
Deed Book / Page1407 / 817
Record UpdatedJun 07, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address500 2ND ST, SPENCER, NC 28159-2325
Transaction TypeMortgage
Record UpdatedApr 25, 2024
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address3421 EASTWAY DR, CHARLOTTE, NC 28205-6268

Mortgage

Document Number0014400297
DateApr 11, 2024
Book Page1440/297
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
AddressPITTSBURGH, PA 15212
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateAug 11, 2022
Property Address500 2ND ST, SPENCER, NC 28159-2325
Document Number0014070817
Book / Page1407 / 817
Map ReferenceMB 9995 PG 72
Instrument DateAug 09, 2022
Transaction TypeTransfer
Record UpdatedAug 19, 2022
Title CompanyHARBOR CITY TITLE

Transaction

AmountAmount Recorded
Tax$170.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1060 LONG FERRY RD, 1060, SALISBURY, NC 28144-0552

Transferred To (Grantee/Buyer)

NameVerified Name
Address3421 EASTWAY DR, CHARLOTTE, NC 28205-6268

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySpencer Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$1,568.00$138,803 Land $19,200 Building $119,603$138,803 Land $19,200 Building $119,603

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), as of May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Spencer Historic District
listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T.

Based on FCC filings for 233 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0180010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSALISBURY-ROWAN
serves 46,156 people
Water SourceSurface water
Last State InspectionFeb 2026
Lead13 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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