Rowan County property record for 114 2nd St, Spencer, NC 28159
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,342 sqft · built 1906 |
| Lot Size | 0.17 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $269,000 (Oct 2021) |
| Tax Bill | $3,184 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 035 134 |
| Primary APN | 035 134 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,342 sqft Living Area |
| 1st Floor Area | 1,318 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Wood Siding |
| Lot Area | 7,500 sqft (0.17 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 295 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 114 2ND ST |
|---|---|
| City | SPENCER |
| State | NC |
| Zip | 28159-2317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6:TWO FAM |
| Legal Description | L7 BLK 7 A.B. ANDREWS JR. |
| Legal Subdivision | A B ANDREWS JR |
| Legal Block | 7 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 50700 |
Source: Rowan County records · APN 035 134
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 114 2ND ST, SPENCER, NC 28159-2317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Dec 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Oct 05, 2021 | Warranty Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE |
| Apr 07, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 05, 2021 · Amount on Record |
| Deed Sale | Oct 05, 2021 · Amount on Record |
| Prior Sale | Apr 07, 2021 · Amount on Record |
| Deed Book / Page | 1385 / 726 |
| Last Transfer Date | Jul 18, 2025 |
| Transfer Doc | 0014650576 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 114 2ND ST, SPENCER, NC 28159-2317 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 114 2ND ST, SPENCER, NC 28159-2317 |
| Document Number | 0014340282 |
|---|---|
| Date | Dec 12, 2023 |
| Book Page | 1434/282 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Oct 05, 2021 |
| Property Address | 114 2ND ST, SPENCER, NC 28159-2317 |
| Document Number | 0013850726 |
| Book / Page | 1385 / 726 |
| Map Reference | PG 3 |
| Instrument Date | Sep 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $538.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 935 DREWRY ST NE, 935, ATLANTA, GA 30306-3822 |
| Name | Verified Name |
|---|---|
| Address | 114 2ND ST, SPENCER, NC 28159-2317 |
| Document Number | 1385727 |
|---|---|
| Date | Oct 05, 2021 |
| Instrument | 1385/727 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Apr 07, 2021 |
| Property Address | 114 2ND ST, SPENCER, NC 28159-2317 |
| Document Number | 0013720102 |
| Book / Page | 1372 / 102 |
| Map Reference | PG 3 |
| Instrument Date | Mar 31, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $45.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 138 ADELBERT DR, 138, WEST COLUMBIA, SC 29172-2800 |
| Name | Verified Name |
|---|---|
| Address | 675 SEMINOLE AVE NE STE B01, B01, ATLANTA, GA 30307-3409 |
| Investor | Possibly a Property Investor |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,184.00 | $281,808 (-) Land $19,200 Building $262,608 | |
| 2023 | $3,184.00 | $281,808 Land $19,200 Building $262,608 | $281,808 Land $19,200 Building $262,608 |
Source: FEMA National Flood Hazard Layer as of May 10, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Hotwire Communications.
Based on FCC filings for 131 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SALISBURY-ROWAN serves 46,156 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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