Flagler County property record for 12 Treetop Cir, Ormond Beach, FL 32174 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1994 |
| Square Footage | 2,701 sqft Heated Area |
| Lot Size | 13,826 sqft (0.317 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $458,700 (2022) |
| Tax Bill | $3,878.00 (2025) |
| Primary APN | 03-13-31-5120-1A060-0120 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 2 Rooms |
| Building Area | 2,701 sqft Heated Area |
| Gross Area | 3,953 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stone Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,826 sqft (0.317 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 799 sqft Driveway |
| Fence | Fence |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 12 TREETOP CIR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY SUBD PHASE 1-A UNIT 6 LOT 12 OR 280 PG 366, OR 303 PG 292 OR 401 PG 628 OR 2138/1609-OD-FREDERICK COVILLE WOOD |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY SUB |
| Legal Phase | 1 |
| Legal Lot Number | 12 |
| Legal Unit | 6 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-1A060-0120
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 12 TREETOP CIR, ORMOND BEACH, FL 32174 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 31, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Nov 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LAUNCH FEDERAL CU |
| Feb 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2022 · Amount on Record |
| Deed Sale | Oct 31, 2022 · Amount on Record |
| Prior Sale | Jul 06, 2016 · Amount on Record |
| Deed Doc Number | 2022052245 |
| Deed Book / Page | 2731 / 1177 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 31, 2022 |
| Property Address | 12 TREETOP CIR, ORMOND BEACH, FL 32174 |
| Document Number | 0027311177 |
| Book / Page | 2731 / 1177 |
| Map Reference | MB 27 PG 40-48 |
| Instrument Date | Oct 25, 2022 |
| Instrument | 2022052245 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Title Company | ADAMS CAMERON TITLE SERVICES, ADAMS CAMERON TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,210.90 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4272 MINER DR, 4272, BRUNSWICK, OH 44212-2743 |
| Name | Verified Name |
|---|---|
| Address | 12 TREETOP CIR, ORMOND BEACH, FL 32174 |
| Document Number | 0027311178 |
|---|---|
| Date | Oct 31, 2022 |
| Instrument | 2731/1178 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 12 TREETOP CIR, ORMOND BEACH, FL 32174 |
| Transaction Type | Mortgage |
| Record Updated | Jul 02, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12 TREETOP TRL, ORMOND BEACH, FL 32174-9207 |
| Document Number | 0025741963 |
|---|---|
| Date | Jun 18, 2021 |
| Book Page | 2574/1963 |
| Instrument | 2021033643 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 12 TREETOP CIR, ORMOND BEACH, FL 32174 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0023200480 |
|---|---|
| Date | Nov 21, 2018 |
| Book Page | 2320/0480 |
| Instrument | 2018043760 |
| Name | LAUNCH FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | MERRITT ISLAND, FL 32952 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 12 TREETOP CIR, ORMOND BEACH, FL 32174 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0024231151 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 2423/1151 |
| Instrument | 2020008109 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2040 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,878.00 (-5.69%) Homeowner's exemption | $316,341 (+5.92%) | $327,235 (+9.57%) Land $49,500 Building $277,735 |
| 2023 | $4,112.00 (+110.12%) Homeowner's exemption | $298,657 (+59.61%) Land $49,500 Building $249,157 | $298,657 (+1.23%) Land $49,500 Building $249,157 |
| 2022 | $1,957.00 Homeowner's exemption Additional exemption filed | $187,117 | $295,019 Land $49,500 Building $245,519 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 813 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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