Polk County property record for 12 Tera Ln, Winter Haven, FL 33880 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1986 |
| Square Footage | 2,190 sqft Living Area |
| Lot Size | 21,828 sqft (0.501 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $120,000 (2010) |
| Tax Bill | $1,754.00 (2025) |
| Primary APN | 25-28-36-355251-000060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,190 sqft Living Area |
| Gross Area | 3,054 sqft Gross Area |
| 1st Floor | 2,190 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 21,828 sqft (0.501 acres) |
| Depth X Width | 208 ft x 105 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 864 sqft Garage |
| Patio Area | 430 sqft Patio |
| Porch Area | 510 sqft Porch |
| Street Address | 12 TERA LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1730 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TERA PB 74 PG 4 LOT 6 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 36 |
| Legal Subdivision | TERA |
| Legal Tract | 355251 |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 13802 |
Source: Polk County records · APN 25-28-36-355251-000060
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 TERA LN, WINTER HAVEN, FL 33880-1730 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 17, 2010 · Amount on Record |
| Deed Sale | Feb 17, 2010 · Amount on Record |
| Prior Sale | Dec 21, 2007 · Amount on Record |
| Deed Doc Number | 201025850 |
| Deed Book / Page | 8078 / 124 |
| Transfer Doc | 5183001023 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 12 TERA LN, WINTER HAVEN, FL 33880-1730 |
| Document Number | 0113650486 |
| Instrument Date | Aug 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 12 TERA LN WINTER HAVEN FL 338801730, WINTER HAVEN, FL 33880-1730 |
| Document Number | 0113650486 |
|---|---|
| Date | Sep 04, 2020 |
| Book Page | 011365/000486 |
| Instrument | 184609 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 03, 2050 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,754.00 (-17.65%) Homeowner's exemption | $175,878 (+5.99%) | $307,918 (-14.02%) Land $44,000 Building $263,918 |
| 2023 | $2,130.00 (+3.5%) Homeowner's exemption | $165,943 (+3%) | $358,134 (+13.1%) Land $42,000 Building $316,134 |
| 2022 | $2,058.00 Homeowner's exemption | $161,110 | $316,641 Land $35,000 Building $281,641 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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