Polk County property record for 13 Tera Ln, Winter Haven, FL 33880 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,631 sqft · built 1987 |
| Lot Size | 0.501 acres (21,841 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,951 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Apr 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-36-355251-000260 |
| Primary APN | 25-28-36-355251-000260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,631 sqft Living Area |
| Gross Area | 3,183 sqft |
| 1st Floor Area | 2,631 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 21,841 sqft (0.501 acres) |
| Lot Dimensions | 208 ft deep x 105 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 456 sqft |
| Cooling System | Central |
|---|
| Street Address | 13 TERA LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TERA PB 74 PG 4 LOT 26 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 36 |
| Legal Subdivision | TERA |
| Legal Tract | 355251 |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 13802 |
Source: Polk County records · APN 25-28-36-355251-000260
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 TERA LN, WINTER HAVEN, FL 33880-1710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU ISAOA |
| Apr 17, 2023 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Aug 03, 2015 |
| Transfer Doc | 0000087013 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 13 TERA LN, WINTER HAVEN, FL 33880-1710 |
| Document Number | 0114031633 |
| Instrument Date | Sep 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13 TERA LN WINTER HAVEN FL 338801710, WINTER HAVEN, FL 33880-1710 |
| Document Number | 0114031633 |
|---|---|
| Date | Oct 07, 2020 |
| Book Page | 011403/001633 |
| Instrument | 210293 |
| Name | MIDFLORIDA CU ISAOA |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802-8008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 06, 2030 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 17, 2023 |
| Property Address | 13 TERA LN, WINTER HAVEN, FL 33880-1710 |
| Document Number | 0000087013 |
| Book / Page | 12653 / 1934 |
| Map Reference | MB 74 PG 4 |
| Instrument Date | Aug 03, 2015 |
| Instrument | 2023087013 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 13 TERA LN, WINTER HAVEN, FL 33880-1710 |
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,951.00 (-16.41%) Homeowner's exemption | $191,101 (+5.99%) | $336,505 (-14.09%) Land $44,000 Building $292,505 |
| 2023 | $2,334.00 (+3.41%) Homeowner's exemption | $180,306 (+3%) | $391,685 (+11.05%) Land $42,000 Building $349,685 |
| 2022 | $2,257.00 Homeowner's exemption | $175,054 | $352,724 Land $35,000 Building $317,724 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 7% of the US · above 6% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,632 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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