12 Summit Ave, Apt 22, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 12 Summit Ave, Apt 22, Beverly, MA 01915 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 974 sqft · built 1985
Owner	Individual Name on File
Last Sale	$380,000 (Sep 2022)
Tax Bill	$4,204 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12288`

Property Details

APN / Parcel Number

Primary APN	`12288`
Alternative APNs	`BEVE M:0004 B:0139 L:0022` `RMD`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	24 Units
Stories	2 Stories
Building Area	974 sqft Living Area
Gross Area	1,114 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	12288
Street Address	12 SUMMIT AVE, 22
City	BEVERLY
State	MA
Zip	01915-4883
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	139
Legal Lot Number	22
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	2
Census Block	2006
Census Tract	217402

Owner

Source: Essex County and Beverly City records · APN 12288

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 SUMMIT AVE, 22, BEVERLY, MA 01915-4883
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 06, 2022	Condominium Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROSS MTG CO INC
Feb 15, 2019	Deed of Trust, Mortgage · Conventional with PMI ROSS MTG CO INC
May 23, 2018	Condominium Deed, Transfer · Conventional with PMI ROSS MTG CO INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 06, 2022 · Amount on Record
Deed Sale	Sep 06, 2022 · Amount on Record
Prior Sale	May 23, 2018 · Amount on Record
Deed Book / Page	41172 / 432
Record Updated	Sep 20, 2026

September 2022: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	BEVERLY MA
Recording Date	Sep 06, 2022
Property Address	12 SUMMIT AVE APT 22, 22, BEVERLY, MA 01915-4883
Document Number	041172-432
Book / Page	41172 / 432
Instrument Date	Sep 06, 2022
Instrument	291
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10-12 SUMMIT AVE # 22, 22, BEVERLY, MA 01915-4884

Mortgage

Document Number	0000000292
Date	Sep 06, 2022
Instrument	292

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	041172-460
Date	Sep 06, 2022
Book Page	41172/460

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2037

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	12 SUMMIT AVE APT 22, 22, BEVERLY, MA 01915-4883
Document Number	39244-382
Instrument Date	Nov 25, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SUMMIT AVE BEVERLY MA 019154880, BEVERLY, MA 01915-4880

Mortgage

Document Number	39244-382
Date	Dec 01, 2020
Book Page	039244/000382
Instrument	1005130

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	12 SUMMIT AVE APT 22, 22, BEVERLY, MA 01915-4883
Document Number	37339-488
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SUMMIT AVE #22 BEVERLY MA 019154883, 22, BEVERLY, MA 01915-4883

Mortgage

Document Number	37339-488
Date	Feb 21, 2019
Book Page	037339/000488
Instrument	1902211200

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2049

May 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	BEVERLY MA
Recording Date	May 23, 2018
Property Address	12 SUMMIT AVE APT 22, 22, BEVERLY, MA 01915-4883
Document Number	36734-435
Book / Page	036734 / 000435
Instrument Date	May 23, 2018
Instrument	1805233050
Transaction Type	Transfer
Record Updated	Aug 08, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,194.72
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	65 OAK ST #B SOMERVILLE MA 021434030, B, SOMERVILLE, MA 02143-4030

Mortgage

Document Number	36734-437
Date	May 23, 2018
Book Page	036734/000437
Instrument	1805233060

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2048

Tax Assessment & Valuation

Source: Essex County and Beverly City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,204.00 (+6.51%)	$382,500 (+8.82%) Building $382,500	$427,215
2024	$3,947.00 (+5.82%)	$351,500 (+6.1%) Building $351,500
2023	$3,730.00	$331,300 Building $331,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092174022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 163 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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