12 Summit Ave, Apt 15, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 12 Summit Ave, Apt 15, Beverly, MA 01915

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 852 sqft · built 1985
Lot Size	0.538 acres (23,442 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Oct 2020)
Tax Bill	$3,595 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`12281`

Property Details

APN / Parcel Number

Primary APN	`12281`
Alternative APNs	`BEVE M:0004 B:0139 L:0015` `RMD`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	24 Units
Stories	2 Stories
Building Area	852 sqft Living Area
Gross Area	992 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,442 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	12281
Street Address	12 SUMMIT AVE, 15
City	BEVERLY
State	MA
Zip	01915-4882
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMD
Legal Block	139
Legal Lot Number	15
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	2
Census Block	2006
Census Tract	217402

Owner

Source: Essex County and Beverly City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 SUMMIT AVE, 15, BEVERLY, MA 01915-4882
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Condominium Deed, Transfer · Conventional with PMI ROSS MTG CO INC
Nov 1, 2018	Condominium Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2020 · Amount on Record
Deed Sale	Oct 16, 2020 · Amount on Record
Prior Sale	Nov 1, 2018 · Amount on Record
Deed Book / Page	39065 / 342
Transfer Doc	37125-195
Record Updated	Oct 29, 2026

October 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	BEVERLY MA
Recording Date	Oct 16, 2020
Property Address	12 SUMMIT AVE APT 15, 15, BEVERLY, MA 01915-4882
Document Number	39065-342
Book / Page	039065 / 000342
Instrument Date	Oct 3, 2020
Instrument	16003990
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10-12 SUMMIT AVE #15 BEVERLY MA 019154884, 15, BEVERLY, MA 01915-4884

Mortgage

Document Number	39065-348
Date	Oct 16, 2020
Book Page	039065/000348
Instrument	16004000

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2050

November 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	BEVERLY MA
Recording Date	Nov 1, 2018
Property Address	12 SUMMIT AVE APT 15, 15, BEVERLY, MA 01915-4882
Document Number	37125-195
Book / Page	037125 / 000195
Instrument Date	Nov 1, 2018
Instrument	1003310
Transaction Type	Transfer
Record Updated	Nov 22, 2018

Transaction

Amount	Amount Recorded
Tax	$863.21
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10-12 SUMMIT AVE #15 BEVERLY MA 019154884, 15, BEVERLY, MA 01915-4884

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,595.00 (+5.86%)	$327,100 (+8.17%) Building $327,100	$373,825
2024	$3,396.00 (+6.09%)	$302,400 (+6.37%) Building $302,400
2023	$3,201.00	$284,300 Building $284,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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