12 Summit Ave, Apt 14, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 12 Summit Ave, Apt 14, Beverly, MA 01915

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 925 sqft · built 1985
Owner	Individual Name on File
Last Sale	$409,000 (Sep 2024)
Tax Bill	$3,884 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12280`

Property Details

APN / Parcel Number

Primary APN	`12280`
Alternative APNs	`BEVE M:0004 B:0139 L:0014` `RMD`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	24 Units
Stories	2 Stories
Building Area	925 sqft Living Area
Gross Area	1,065 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	12280
Street Address	12 SUMMIT AVE, 14
City	BEVERLY
State	MA
Zip	01915-4882
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMD
Legal Block	139
Legal Lot Number	14
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	2
Census Block	2006
Census Tract	217402

Owner

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10-12 SUMMIT AVE, UT14, BEVERLY, MA 01915-4884
Owner Type	Individual
Vesting	Also Known As (AKA)

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NAVY FCU
Dec 2, 2020	Condominium Deed, Transfer NOT AVAILABLE
Aug 17, 2020	Condominium Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 18, 2024 · Amount on Record
Deed Sale	Sep 18, 2024 · Amount on Record
Prior Sale	Dec 8, 2023 · Amount on Record
Deed Book / Page	42331 / 168
Prior Transfer Date	Dec 2, 2020
Prior Transfer Doc	39248-515
Record Updated	Sep 20, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Dec 8, 2023
Property Address	12 SUMMIT AVE APT 14, 14, BEVERLY, MA 01915-4882
Document Number	041898-373
Book / Page	41898 / 373
Instrument Date	Dec 8, 2023
Instrument	20231208001770
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10-12 SUMMIT AVE # 14, 14, BEVERLY, MA 01915-4884

Mortgage

Document Number	231208001780
Date	Dec 8, 2023
Instrument	231208001780

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jan 1, 2029
Max Rate At Change	2%
Index	5-Year CMT
Margin	2

December 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	BEVERLY MA
Recording Date	Dec 2, 2020
Property Address	12 SUMMIT AVE APT 14, 14, BEVERLY, MA 01915-4882
Document Number	39248-515
Book / Page	039248 / 000515
Instrument Date	Dec 2, 2020
Instrument	2002300
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10-12 SUMMIT AVE #14 BEVERLY MA 019154884, 14, BEVERLY, MA 01915-4884

August 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	BEVERLY MA
Recording Date	Aug 17, 2020
Property Address	12 SUMMIT AVE APT 14, 14, BEVERLY, MA 01915-4882
Document Number	38826-305
Book / Page	038826 / 000305
Instrument Date	Jul 31, 2020
Instrument	17000070
Transaction Type	Transfer
Record Updated	Sep 8, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,391.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10-12 SUMMIT AVE #14 BEVERLY MA 019154884, 14, BEVERLY, MA 01915-4884

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,884.00 (+5.92%)	$353,400 (+8.24%) Building $353,400	$380,760
2024	$3,667.00 (+6.14%)	$326,500 (+6.42%) Building $326,500
2023	$3,455.00	$306,800 Building $306,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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