Middlesex County and Natick Town property record for 12 Spooner Ave, Natick, MA 01760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,376 sqft · built 1959 |
| Lot Size | 0.174 acres (7,601 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $389,000 (May 2014) |
| Tax Bill | $8,666 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Feb 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-00000190 |
| Primary APN | 49-00000190 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,376 sqft Living Area |
| 1st Floor Area | 1,102 sqft |
| Basement Area | 312 sqft |
| Unfinished Basement | 312 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,601 sqft (0.174 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 49-00000190 |
|---|---|
| Street Address | 12 SPOONER AVE |
| City | NATICK |
| State | MA |
| Zip | 01760-4117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSA |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 382601 |
Source: Middlesex County and Natick Town records, as of October 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 SPOONER AVE, NATICK, MA 01760-4117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed of Trust, Mortgage · Line of Credit NEEDHAM BANK |
| Feb 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEEDHAM BANK |
| Mar 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 5, 2020 | Deed of Trust, Mortgage · Balloon Mortgage NEEDHAM BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2014 · Amount on Record |
| Deed Sale | May 27, 2014 · Amount on Record |
| Prior Sale | Jan 27, 2014 · Amount on Record |
| Deed Book / Page | 63658 / 404 |
| Transfer Doc | 63658-404 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Sep 15, 2026 |
| Property Address | 12 SPOONER AVE, NATICK, MA 01760-4117 |
| Document Number | 0000116967 |
| Book / Page | 86138 / 294 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 2026116967 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12 SPOONER AVE, NATICK, MA 01760-4117 |
| Document Number | 0000116967, |
|---|---|
| Date | Sep 15, 2026 |
| Book Page | 86138/294 |
| Instrument | 2026116967 |
| Name | NEEDHAM BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 12 SPOONER AVE, NATICK, MA 01760-4117 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 076918-273 |
|---|---|
| Date | Feb 9, 2021 |
| Book Page | 76918/273 |
| Instrument | 29529 |
| Name | NEEDHAM BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 12 SPOONER AVE, NATICK, MA 01760-4117 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 074293-456 |
|---|---|
| Date | Mar 17, 2020 |
| Book Page | 74293/456 |
| Instrument | 39078 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 12 SPOONER AVE, NATICK, MA 01760-4117 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 075801-482 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | 75801/482 |
| Instrument | 178930 |
| Name | NEEDHAM BANK |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2040 |
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,666.00 (+3.66%) | $724,600 (+6.26%) Land $399,500 Building $325,100 | $709,460 |
| 2024 | $8,360.00 (+1.17%) | $681,900 (+4.31%) Land $376,000 Building $305,900 | |
| 2023 | $8,263.00 | $653,700 Land $361,900 Building $291,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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