10 Spooner Ave, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 10 Spooner Ave, Natick, MA 01760

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,954 sqft · built 1996
Lot Size	0.131 acres (5,702 sqft)
Owner	Individual Name on File
Tax Bill	$9,935 (2025)
Deeds & Mortgages	Oct 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`49-00000189`

Property Details

APN / Parcel Number

Primary APN	`49-00000189`
Alternative APN	`NATI M:00000049 P:00000189`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,954 sqft Living Area
1st Floor Area	684 sqft
Basement Area	264 sqft
Unfinished Basement	264 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	5,702 sqft (0.131 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	49-00000189
Street Address	10 SPOONER AVE
City	NATICK
State	MA
Zip	01760-4117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	1
Census Block	1010
Census Tract	382601

Owner

10 Spooner Ave is owned and occupied by an individual who acquired it in November 2019.

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10 SPOONER AVE, NATICK, MA 01760-4117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 8, 2019
Transfer Doc	76040-381
Record Updated	Jun 8, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Oct 30, 2020
Property Address	10 SPOONER AVE, NATICK, MA 01760-4117
Document Number	76040-381
Book / Page	76040 / 381
Instrument Date	Nov 8, 2019
Instrument	201336
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SPOONER AVE, NATICK, MA 01760-4117

Mortgage

Document Number	76040-385
Date	Oct 30, 2020
Book Page	76040/385
Instrument	201337

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,935.00 (+3.51%)	$830,700 (+6.11%) Land $379,300 Building $451,400	$1,094,780
2024	$9,598.00 (+3.8%)	$782,900 (+7.01%) Land $357,000 Building $425,900
2023	$9,247.00	$731,600 Land $343,600 Building $388,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Spooner Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Spooner Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20