11 Spooner Ave, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 11 Spooner Ave, Natick, MA 01760

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,428 sqft · built 1910
Lot Size0.116 acres (5,049 sqft)
Owner2 Individual Names on File
Last Sale$360,000 (May 2005)
Tax Bill$8,585 (2025)
Deeds & MortgagesApr 2019 Refinance
Apr 2020 Refinance
Flood ZoneZone X (minimal risk)
APN49-00000260

Property Details

APN / Parcel Number

Primary APN49-00000260
Alternative APN
  • NATI M:00000049 P:00000260

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,428 sqft Living Area
1st Floor Area650 sqft
Basement Area650 sqft
Unfinished Basement650 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1985
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area5,049 sqft (0.116 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number49-00000260
Street Address11 SPOONER AVE
CityNATICK
StateMA
Zip01760-4116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSA
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group1
Census Block1010
Census Tract382601

Owner

11 Spooner Ave is owned and occupied by two individuals who bought it in May 2005.

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner of Record2 Individual Names on File
Mailing Address11 SPOONER AVE, NATICK, MA 01760-4116
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
FIDELITY COOPERATIVE BANK
Apr 21, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FIDELITY COOPERATIVE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 24, 2005 · Amount on File
Deed SaleMay 24, 2005 · Amount on File
Prior SaleDec 24, 2004 · Amount on File
Deed Document Number2005104076
Deed Book / Page45235 / 167
Record UpdatedJun 8, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address11 SPOONER AVE, NATICK, MA 01760-4116
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number72484-437
DateApr 22, 2019
Book Page72484/437
Instrument49605
Lender
NameFIDELITY COOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMay 1, 2049

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address11 SPOONER AVE, NATICK, MA 01760-4116
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74505-350
DateApr 21, 2020
Book Page74505/350
Instrument58271
Lender
NameFIDELITY COOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term121 Months
DueMay 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 11 Spooner Ave was $8,585, up 3.9% from the year before.

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,585.00 (+3.88%)$717,800 (+6.48%) Land $372,400 Building $345,400$667,280
2024$8,264.00 (+2.26%)$674,100 (+5.44%) Land $350,500 Building $323,600
2023$8,081.00$639,300 Land $337,300 Building $302,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Spooner Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Spooner Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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