12 Smiths Point Rd, Manchester, MA 01944 Property Records

Essex County and Manchester-by-the-Sea Town property record for 12 Smiths Point Rd, Manchester, MA 01944

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 6,546 sqft · built 1992
Lot Size	2.55 acres (111,470 sqft)
Owner	Company Name on Record
Last Sale	$9,500,000 (Jul 2020)
Tax Bill	$97,392 (2025)
Deeds & Mortgages	Apr 2021 Refinance Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`MANC M:0020 B:0000 L:0014`

Property Details

APN / Parcel Number

Primary APN	`MANC M:0020 B:0000 L:0014`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	3 Half Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	6,546 sqft Living Area
Gross Area	10,259 sqft
Basement Area	2,650 sqft
Unfinished Basement	663 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Mansion
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	111,470 sqft (2.55 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	12 SMITHS POINT RD
City	MANCHESTER
State	MA
Zip	01944-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Lot Number	14
Jurisdiction	MANCHESTER MA
Township / Civil Division	MANCHESTER-BY-THE-SEA
Census Block Group	3
Census Block	3008
Census Tract	218100

Owner

Source: Essex County and Manchester-by-the-Sea Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1 POST OFFICE SQ, BOSTON, MA 02109-2106
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Jul 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2020 · Amount on Record
Deed Sale	Jul 14, 2020 · Amount on Record
Prior Sale	Feb 19, 2014 · Amount on Record
Deed Document Number	2020150
Deed Book / Page	38708 / 7
Prior Transfer Date	Jul 10, 2020
Prior Transfer Doc	38708-7
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER MA
Property Address	12 SMITHS POINT RD, MANCHESTER, MA 01944-1448
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39764-461
Date	Apr 14, 2021
Book Page	39764/461
Instrument	20210414001820

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANCHESTER MA
Recording Date	Jul 14, 2020
Property Address	12 SMITHS POINT RD, MANCHESTER, MA 01944-1448
Document Number	38708-7
Book / Page	038708 / 000007
Instrument Date	Jul 10, 2020
Instrument	14000150
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$43,320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1 POST OFFICE SQ BOSTON MA 021092106, BOSTON, MA 02109-2106

Tax Assessment & Valuation

Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Manchester-by-the-Sea Town
Unified School District	Manchester Essex Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$97,392.00 (+1.87%)	$10,643,900 (+4.1%) Land $3,490,900 Building $7,153,000	$11,070,312
2024	$95,600.00 (+0.41%)	$10,224,600 (+12.01%) Land $3,307,600 Building $6,917,000
2023	$95,209.00	$9,128,400 Land $2,879,900 Building $6,248,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	20 (1978–2024)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims Coastal Storm, Oct 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER BY THE SEA DPW serves 5,201 people · EPA ID MA3166000
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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