1 Smiths Point Rd, Manchester, MA 01944 Property Records

Essex County and Manchester-by-the-Sea Town property record for 1 Smiths Point Rd, Manchester, MA 01944

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	9 bd · 8 ba · 15,923 sqft · built 1880
Lot Size	7.44 acres (324,082 sqft)
Owner	Trust Name on Record
Last Sale	$9,200,000 (Jun 2010)
Tax Bill	$178,126 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MANC M:0019 B:0000 L:0007`

Property Details

APN / Parcel Number

Primary APN	`MANC M:0019 B:0000 L:0007`

Interior

Bedrooms	9 Beds
Full Baths	8 Baths
Half Baths	2 Half Baths
Total Rooms	21 Rooms
Units	2 Units
Stories	3 Stories
Building Area	15,923 sqft Living Area
Gross Area	21,544 sqft
Basement Area	5,379 sqft
Unfinished Basement	5,379 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Mansion
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Slate
Lot Area	324,082 sqft (7.44 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	1 SMITHS POINT RD
City	MANCHESTER
State	MA
Zip	01944-1450
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	E
Legal Subdivision	MANCHESTER-BY-SEA
Legal Lot Number	7
Jurisdiction	MANCHESTER MA
Township / Civil Division	MANCHESTER-BY-THE-SEA
Census Block Group	3
Census Block	3007
Census Tract	218100

Owner

Source: Essex County and Manchester-by-the-Sea Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on Record
Mailing Address	137 NEWBURY ST, BOSTON, MA 02116-2912
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2010 · Amount on Record
Deed Sale	Jun 16, 2010 · Amount on Record
Deed Book / Page	29534 / 251
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER MA
Property Address	1 SMITHS POINT RD, MANCHESTER, MA 01944-1450
Transaction Type	Mortgage
Record Updated	Jan 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038209-302
Date	Jan 23, 2020
Book Page	38209/302
Instrument	20200123000660

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Apr 1, 2025

Tax Assessment & Valuation

Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Manchester-by-the-Sea Town
Unified School District	Manchester Essex Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$178,126.00 (+1.19%)	$19,467,300 (+3.4%) Land $4,984,100 Building $14,483,200	$2,978,146
2024	$176,029.00 (+2.23%)	$18,826,600 (+14.04%) Land $4,791,100 Building $14,035,500
2023	$172,182.00	$16,508,300 Land $4,156,700 Building $12,351,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	20 (1978–2024)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims Coastal Storm, Oct 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER BY THE SEA DPW serves 5,201 people · EPA ID MA3166000
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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