Montgomery County property record for 12 Simpson Rd, Ardmore, PA 19003
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,468 sqft · built 1900 |
| Lot Size | 0.132 acres (5,753 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Jul 2021) |
| Tax Bill | $6,624 (2026) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jun 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-00-54736-00-7 |
| Primary APN | 40-00-54736-00-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,468 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 315 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Lot Area | 5,753 sqft (0.132 acres) |
| Lot Dimensions | 169 ft deep x 34 ft wide |
| Garage Area | 240 sqft |
| Porch | Open Frame Porch |
| Porch Area | 336 sqft |
| Patio Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12 SIMPSON RD |
|---|---|
| City | ARDMORE |
| State | PA |
| Zip | 19003-2211 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R4 |
| Legal Description | ASSESSOR BLOCK-UNIT NUMBER 5B-754 |
| Legal Block | 5B |
| Legal Lot Number | 736 |
| Jurisdiction | MONTGOMERY PA |
| Township / Civil Division | LOWER MERION |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 205501 |
12 Simpson Rd, a duplex, is owned and occupied by two individuals who bought it in July 2021.
Source: Montgomery County records, as of June 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 SIMPSON RD, ARDMORE, PA 19003-2211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2021 | Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Jun 21, 2018 | Deed of Trust, Mortgage ONE REVERSE MTG |
| Jun 21, 2018 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| May 7, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2021 · Amount on File |
| Deed Sale | Jul 9, 2021 · Amount on File |
| Deed Document Number | 202179723 |
| Deed Book / Page | 6234 / 148 |
| Prior Transfer Date | Aug 12, 2008 |
| Prior Transfer Doc | 0057150795 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Recording Date | Jul 9, 2021 |
| Property Address | 12 SIMPSON RD, ARDMORE, PA 19003-2211 |
| Document Number | 00623400148 |
| Book / Page | 6234 / 00148 |
| Map Reference | DB4704 PG1540 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021079723 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 SIMPSON RD, ARDMORE, PA 19003-2211 |
| Document Number | 2021079724 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 2021079724 |
| Name | ENVOY MORTGAGE LTD |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 12 SIMPSON RD, ARDMORE, PA 19003-2211 |
| Document Number | 0145442800 |
| Instrument Date | Jun 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Address | 12 SIMPSON RD ARDMORE PA 190032211, ARDMORE, PA 19003-2211 |
| Document Number | 0145442800 |
|---|---|
| Date | Jul 3, 2018 |
| Book Page | 014544/002800 |
| Instrument | 43803 |
| Name | ONE REVERSE MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Amount | Amount on Record |
|---|---|
| Term | 900 Months |
| Due | Jul 2, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.64% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 12 SIMPSON RD, ARDMORE, PA 19003-2211 |
| Document Number | 0145442815 |
| Instrument Date | Jun 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Address | 12 SIMPSON RD ARDMORE PA 190032211, ARDMORE, PA 19003-2211 |
| Document Number | 0145442815 |
|---|---|
| Date | Jul 3, 2018 |
| Book Page | 014544/002815 |
| Instrument | 43804 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 900 Months |
| Due | Jul 2, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.64% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Recording Date | May 7, 2018 |
| Property Address | 12 SIMPSON RD, ARDMORE, PA 19003-2211 |
| Document Number | 0060890200 |
| Book / Page | 006089 / 000200 |
| Instrument Date | Apr 4, 2018 |
| Instrument | 29092 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 SIMPSON RD ARDMORE PA 190032211, ARDMORE, PA 19003-2211 |
The 2026 property tax bill for 12 Simpson Rd was $6,624.
Source: Montgomery County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Montgomery County |
| County Subdivision | Lower Merion Township |
| Unified School District | Lower Merion School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,624.00 | $145,000 (-) | $145,000 (-) |
| 2025 | $6,624.00 (+9.38%) | $145,000 (-) Land $38,620 Building $106,380 | $145,000 Land $38,620 Building $106,380 |
| 2024 | $6,056.00 | $145,000 (-) Land $38,620 Building $106,380 | |
| 2023 | $6,056.00 (+4.34%) | $145,000 Land $38,620 Building $106,380 | |
| 2022 | $5,804.00 | ||
| 1998 | $145,000 Land $38,620 Building $106,380 | ||
| 1996 | $145,000 Land $38,620 Building $106,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Simpson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 12 Simpson Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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