8 Schooner Rd, Scarborough, ME 04074 Property Records

Cumberland County and Scarborough Town property record for 8 Schooner Rd, Scarborough, ME 04074

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,758 sqft · built 1987
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Jul 2018)
Tax Bill	$8,473 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jul 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`U005034`

Property Details

APN / Parcel Number

Primary APN	`U005034`
Alternative APNs	`SCAR M:U005 L:034` `5782`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,758 sqft Living Area
Gross Area	5,246 sqft
1st Floor Area	1,310 sqft
Basement Area	1,310 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5782
Street Address	8 SCHOONER RD
City	SCARBOROUGH
State	ME
Zip	04074-8776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Subdivision	PLEASANT HILLS
Legal Lot Number	34
Jurisdiction	SCARBOROUGH ME
Township / Civil Division	SCARBOROUGH
Census Block Group	1
Census Block	1004
Census Tract	17303

Owner

8 Schooner Rd is owned and occupied by two individuals who bought it in July 2018.

Source: Cumberland County and Scarborough Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 SCHOONER RD, SCARBOROUGH, ME 04074-8776
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC REGIONAL FCU
Jul 21, 2025	Deed of Trust, Mortgage · Line of Credit ATLANTIC REGIONAL FCU
Aug 16, 2023	Deed of Trust, Mortgage · Line of Credit INLAND MORTGAGE CORP
Mar 28, 2019	Deed of Trust, Mortgage · Balloon Mortgage ATLANTIC REGIONAL FCU
Apr 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC
Jul 25, 2018	Warranty Deed, Transfer BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2018 · Amount on File
Deed Sale	Jul 25, 2018 · Amount on File
Deed Document Number	201835563
Deed Book / Page	35015 / 108
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	8 SCHOONER RD, SCARBOROUGH, ME 04074-8776
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0415940257
Date	Jul 21, 2025
Book Page	41594/257
Instrument	26907

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2035

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	8 SCHOONER RD, SCARBOROUGH, ME 04074-8776
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0415940272
Date	Jul 21, 2025
Book Page	41594/272
Instrument	26908

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2035

Interest

Rate Type	Adjustable Rate

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	8 SCHOONER RD, SCARBOROUGH, ME 04074-8776
Transaction Type	Mortgage
Record Updated	Sep 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0403040182
Date	Aug 16, 2023
Book Page	40304/182
Instrument	28121

Lender

Name	INLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	8 SCHOONER RD, SCARBOROUGH, ME 04074-8776
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0355420276
Date	Mar 28, 2019
Book Page	35542/276
Instrument	12401

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	8 SCHOONER RD, SCARBOROUGH, ME 04074-8776
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0366230111
Date	Apr 23, 2020
Book Page	36623/111
Instrument	2020020921

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCARBOROUGH ME
Recording Date	Jul 25, 2018
Property Address	8 SCHOONER RD, SCARBOROUGH, ME 04074-8776
Document Number	0350150108
Book / Page	35015 / 0108
Instrument	000000035563
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035564
Date	Jul 25, 2018
Instrument	000000035564

Lender

Name	BANGOR SAVINGS BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8 Schooner Rd was $8,473.

Source: Cumberland County and Scarborough Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Scarborough Town
Unified School District	Scarborough (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,473.00	$747,800 Land $193,000 Building $554,800
2023	$7,498.00 (+3.76%)	$469,500 (-) Land $126,000 Building $343,500
2022	$7,226.00	$469,500 Land $126,000 Building $343,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8 Schooner Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1996–2023)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Schooner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Fidium Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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