12 River St, West Warwick, RI 02893 Property Records

West Warwick Town property record for 12 River St, West Warwick, RI 02893

Property Summary

Property TypeDuplex
Details10 bd · 2 ba · 2,812 sqft · built 1900
Lot Size0.291 acres (12,689 sqft)
OwnerIndividual Name on Record
Last Sale$176,000 (Mar 2016)
Tax Bill$7,268 (2025)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone AE (high risk)
APN13-2452-90

Property Details

APN / Parcel Number

Primary APN13-2452-90
Alternative APNs
  • WWAR 040-0055-0-000
  • 040=0055=0=000

Interior

Bedrooms10 Beds
Full Baths2 Baths
Total Rooms16 Rooms
Units2 Units
Stories3 Stories
Building Area2,812 sqft Living Area
Gross Area5,088 sqft
Basement Area1,080 sqft
Unfinished Basement1,080 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2009
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,689 sqft (0.291 acres)
Garage TypeDetached
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number13-2452-90
Street Address12 RIVER ST
CityWEST WARWICK
StateRI
Zip02893-1119
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeNDCD
JurisdictionWEST WARWICK RI
Township / Civil DivisionWEST WARWICK
Census Block Group2
Census Block2000
Census Tract20500

Owner

Source: West Warwick Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 9594, WARWICK, RI 02889-0594
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2016 · Amount on Record
Deed SaleMar 31, 2016 · Amount on Record
Deed Document Number20161166
Deed Book / Page2414 / 206
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST WARWICK RI
Property Address12 RIVER ST, WEST WARWICK, RI 02893-1119
Document Number0000000247
Instrument DateJan 16, 2020
Transaction TypeMortgage
Record UpdatedJun 28, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 RIVER ST WEST WARWICK RI 028931119, WEST WARWICK, RI 02893-1119

Mortgage

Document Number0000000247
DateJan 16, 2020
Instrument247
Lender
NameSHAMROCK HM LNS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 15, 2050

Tax Assessment & Valuation

Source: West Warwick Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWest Warwick Town
Unified School DistrictWest Warwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,268.00 (+2.01%)$508,600 (+30.78%) Land $66,700 Building $441,900
2023$7,125.00$388,900 Land $55,300 Building $333,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims35 (2001–2024)
Claims Outside the SFHA2 of 35
Most Recent ClaimMay 2024 · rainfall accumulation
Claims by Event
  • Severe Storm And Flooding, Dec 2023 · 3 claims
  • Severe Storms And Flooding, Mar 2010 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENT COUNTY WATER AUTHORITY
serves 94,107 people · EPA ID RI1559511
Water SourcePurchased surface water from several systems
Last State InspectionMay 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

Nearby Properties on River St

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